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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Tidy

Keeps my money tidy no mess not hidden fees or costs my favourite emergency funds Reviewed on: 26th January 2022

Great service

Always very helpful and great service Reviewed on: 26th January 2022

Great card and easy to apply

All in all easy and very accessible Reviewed on: 26th January 2022

Great Company

Great easy to use platform with no pressure. Great updates and notifications. Reviewed on: 26th January 2022

Fantastic

Very easy to apply and they answer you within short time to know your decision. They also help people struggling with their poor credit history. Reviewed on: 26th January 2022

Love it!

So helpful and a nice easy to use app Reviewed on: 26th January 2022

Brilliant and easy

A credit card that is so straight forward to use and clear enough in process of everything Reviewed on: 26th January 2022

Top app and sevice

This one of the best cards I have the app is spot on Reviewed on: 26th January 2022

It was a brilliant way to rebuild my credit

My credit rating has been in the cellar for years but zopa helped me start to rebuild my ratings. Hopefully, in a few year's I'll be able to get a mortgage. Thank you Zopa Reviewed on: 26th January 2022

fast easy process very professional

from start to finish was very quick and easy Reviewed on: 26th January 2022

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