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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

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4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Excellent card

I applied for this card and everything was so easy. The app is great and the card is easy to use. Reviewed on: 26th January 2022

Zopa Bank Award Review

I have found Zopa to be Helpful , Easy to Use and at a Very Reasonable Cost ! Reviewed on: 26th January 2022

Perfect credit card

Easy to get and simply to use Zopa the best you can get !!! Reviewed on: 26th January 2022

Favourite credit company

After a few months of paying on time my credit limit was increased. I love this bank Reviewed on: 26th January 2022

very quick and efficient and very helpful

very quick and efficient and very helpful with any request i made, the app is very useful and easy to use, overall a great company Reviewed on: 26th January 2022

Excellent Experience

My experience with Zopa has been very pleasant and am happy to recommend Zopa to family and friends. Reviewed on: 26th January 2022

Great experience

By keeping my limit low and manageable I have had a great experience with Zopa Reviewed on: 26th January 2022

Extremely likely

Zola's app is so user-friendly. Their contactless card is so easy to use; no glitches. Zopa provides you with your Account Statements/Balances almost in realtime and updates your account with your payments as soon as they are made. This helps you keep track of your expenditures and repayments. All power to Zopa! Reviewed on: 26th January 2022

Highly recommended

Best credit card provider so far. Reviewed on: 26th January 2022

Great card great ap friendly customer services to.

Zopa is my first credit card since I've paid off all my debt it works well for me the apps great and is highly recommended:) Reviewed on: 26th January 2022

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