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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service

Super easy to apply very transparent in what is does, app is well designed and simple to use 10/10 would recommend again Reviewed on: 26th January 2022

Customer satisfaction

Zopa has been easy to use and the app is easy and straightforward. Reviewed on: 26th January 2022

Best card ever owned

Simple, easy and great. Best credit card ever had . Reviewed on: 26th January 2022

SMOOTH & Freedom

Banking is easy and smooth no hassle just perfect all rounder. Reviewed on: 26th January 2022

Cool Card

Easy to understand app. Clear Statement Recommended Card Reviewed on: 26th January 2022

Top card

Easy to setup, easy to use, nice staff...perfect! Reviewed on: 26th January 2022

Excellent

Its my first credit card it was simple procedure and amazing customer service. Reviewed on: 26th January 2022

Took a chance on me

Gave me credit when others wouldn't and I've paid them back by.. Well, literally paying them back Reviewed on: 26th January 2022

Best finance company in uk

10 out of 10 very helpful and easy Reviewed on: 26th January 2022

10/10

Great, easy and quick. No issues applying and everything explained fully. Glad I found zopa. Reviewed on: 26th January 2022

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