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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

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4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Love it!

So helpful and a nice easy to use app Reviewed on: 26th January 2022

Brilliant and easy

A credit card that is so straight forward to use and clear enough in process of everything Reviewed on: 26th January 2022

Top app and sevice

This one of the best cards I have the app is spot on Reviewed on: 26th January 2022

It was a brilliant way to rebuild my credit

My credit rating has been in the cellar for years but zopa helped me start to rebuild my ratings. Hopefully, in a few year's I'll be able to get a mortgage. Thank you Zopa Reviewed on: 26th January 2022

fast easy process very professional

from start to finish was very quick and easy Reviewed on: 26th January 2022

Super zopa

Excellent service One of the best cards around and the app is easy to navigate Would highly recommend Cannot fault at all 100 stars Reviewed on: 26th January 2022

Happy customer

Only company that risk giving me credit they were very helpful Reviewed on: 26th January 2022

An excellent experience

Registering and the application process was quite straightforward and fast, no issues with the service and everything has been communicated well Reviewed on: 26th January 2022

Brilliant service

From the very beginning Zopa made the application process very user friendly and during my time with Zopa they are always on hand to help and support.. Reviewed on: 26th January 2022

Very easy

Good and fast to use, notifys very early for the payment due. Never last on payments. Reviewed on: 26th January 2022

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