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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

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4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Top card

Easy to setup, easy to use, nice staff...perfect! Reviewed on: 26th January 2022

Excellent

Its my first credit card it was simple procedure and amazing customer service. Reviewed on: 26th January 2022

Took a chance on me

Gave me credit when others wouldn't and I've paid them back by.. Well, literally paying them back Reviewed on: 26th January 2022

Best finance company in uk

10 out of 10 very helpful and easy Reviewed on: 26th January 2022

10/10

Great, easy and quick. No issues applying and everything explained fully. Glad I found zopa. Reviewed on: 26th January 2022

Tidy

Keeps my money tidy no mess not hidden fees or costs my favourite emergency funds Reviewed on: 26th January 2022

Great service

Always very helpful and great service Reviewed on: 26th January 2022

Great card and easy to apply

All in all easy and very accessible Reviewed on: 26th January 2022

Great Company

Great easy to use platform with no pressure. Great updates and notifications. Reviewed on: 26th January 2022

Fantastic

Very easy to apply and they answer you within short time to know your decision. They also help people struggling with their poor credit history. Reviewed on: 26th January 2022

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