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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Everything about Zopa is amazing

I needed to get my credit rating up and Zopa has really helped me . Highly recommend Reviewed on: 26th January 2022

Amazing service

After the financial years of covid Times where hard and money was short Zopa was brilliant with there accommodation and services to myself, couldn't rate them higher Reviewed on: 26th January 2022

Excellent card

Prompt responsible lender highly recommended Reviewed on: 26th January 2022

Just Perfect!

The whole process from start to finish was simple, easy and very professional, I would highly recommend! Reviewed on: 26th January 2022

Simple and easy

It's alright yeah, no issues so far and decent customer service Reviewed on: 26th January 2022

Very quick uncomplicated application. Payments can be made by dd or card payment and are acknowledged immediately. Very good service

I have had no issues whatsoever since opening my account and am very comfortable with the app and all the services open to me Reviewed on: 26th January 2022

Amazing credit card!

Amazing product, friendly staff and customer service is so good. Reviewed on: 26th January 2022

Excelent

Excellent credit card and easy to use app Reviewed on: 26th January 2022

My credit card

Card limit is great , and rates are too. Reviewed on: 26th January 2022

Great service

Super easy to apply very transparent in what is does, app is well designed and simple to use 10/10 would recommend again Reviewed on: 26th January 2022

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