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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

fast, cheap, good

card and verification quickly, good interest rate, credit matched to your expenses and well-chosen repayment Reviewed on: 26th January 2022

Effortless

Great online company. No problems what so ever. Happy I chose this card. Reviewed on: 26th January 2022

Always helpful.

Have no problems with using my card. Reviewed on: 26th January 2022

Very easy and life changing

I never knew this can help me to build up my credit score so quick. Very happy to have it as it saved me from hunger Reviewed on: 26th January 2022

Easy to use

Very easy to use app. Many options like direct debit date change, tips about improving credit score and more! You don't need to call customer support to make minor changes ,that's what I like the best Reviewed on: 26th January 2022

Excelent

Great customer service, informs you how much you need to pay back in q polite manner. Fqit interest rate Reviewed on: 26th January 2022

Does what it says.

Does all the things it claims and more.simple to use and no jargon. Reviewed on: 26th January 2022

Nice and easy

Reliable and easy to use. Great access via app. Very happy with Zopa Reviewed on: 26th January 2022

Highly recommended

Best credit card provider so far Reviewed on: 26th January 2022

Good service

Very clear and understandable app, easy to make payments and understand spending Reviewed on: 26th January 2022

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