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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

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4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Simple and easy

It's alright yeah, no issues so far and decent customer service Reviewed on: 26th January 2022

Very quick uncomplicated application. Payments can be made by dd or card payment and are acknowledged immediately. Very good service

I have had no issues whatsoever since opening my account and am very comfortable with the app and all the services open to me Reviewed on: 26th January 2022

Amazing credit card!

Amazing product, friendly staff and customer service is so good. Reviewed on: 26th January 2022

Excelent

Excellent credit card and easy to use app Reviewed on: 26th January 2022

My credit card

Card limit is great , and rates are too. Reviewed on: 26th January 2022

Great service

Super easy to apply very transparent in what is does, app is well designed and simple to use 10/10 would recommend again Reviewed on: 26th January 2022

Customer satisfaction

Zopa has been easy to use and the app is easy and straightforward. Reviewed on: 26th January 2022

Best card ever owned

Simple, easy and great. Best credit card ever had . Reviewed on: 26th January 2022

SMOOTH & Freedom

Banking is easy and smooth no hassle just perfect all rounder. Reviewed on: 26th January 2022

Cool Card

Easy to understand app. Clear Statement Recommended Card Reviewed on: 26th January 2022

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