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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

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4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Easy to use

Very easy to use app. Many options like direct debit date change, tips about improving credit score and more! You don't need to call customer support to make minor changes ,that's what I like the best Reviewed on: 26th January 2022

Excelent

Great customer service, informs you how much you need to pay back in q polite manner. Fqit interest rate Reviewed on: 26th January 2022

Does what it says.

Does all the things it claims and more.simple to use and no jargon. Reviewed on: 26th January 2022

Nice and easy

Reliable and easy to use. Great access via app. Very happy with Zopa Reviewed on: 26th January 2022

Highly recommended

Best credit card provider so far Reviewed on: 26th January 2022

Good service

Very clear and understandable app, easy to make payments and understand spending Reviewed on: 26th January 2022

Everything about Zopa is amazing

I needed to get my credit rating up and Zopa has really helped me . Highly recommend Reviewed on: 26th January 2022

Amazing service

After the financial years of covid Times where hard and money was short Zopa was brilliant with there accommodation and services to myself, couldn't rate them higher Reviewed on: 26th January 2022

Excellent card

Prompt responsible lender highly recommended Reviewed on: 26th January 2022

Just Perfect!

The whole process from start to finish was simple, easy and very professional, I would highly recommend! Reviewed on: 26th January 2022

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