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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

The best

Muito bom cartão e boas opções de crédito com juros não muito altos Reviewed on: 26th January 2022

Great customer service

Really easy to use low interest and great customer service Reviewed on: 26th January 2022

Average

It's an average, neither good nor bad. Reviewed on: 26th January 2022

Mackie Zopa

Excellent service with innovative products Reviewed on: 26th January 2022

Fantastic

I love using my Zopa card and being able to see my credit build up! So easy to use! Reviewed on: 26th January 2022

Excellent

So pleased with Zopa since I’ve started using. Would definitely recommend trying it out Reviewed on: 26th January 2022

Easy to use

Easy no fuss application, kept well informed of anything that happens or any changes great company Reviewed on: 26th January 2022

Excellent service

Very simple and wonderful customer experience Reviewed on: 26th January 2022

Excellent Service

One of the fastest and most straight forward processes of getting a loan I’ve ever had. Website easy to use and overall great service! Reviewed on: 26th January 2022

Great service

Great value and excellent service Reviewed on: 26th January 2022

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