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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Good provider

Gave me a chance even when I had bad credit. Reasonable on interest. Reviewed on: 26th January 2022

zopa credit experience

excellent service, online banking the best I have ever had and enjoyed, no hassle and always available. well done zopa by taking that rare step in banking, an enjoyable experience and well worth every penny. Reviewed on: 26th January 2022

Good

Highly recommend Zopa credit cards Reviewed on: 26th January 2022

Easy to use ,easy to set up

The zopa credit card has a very simple ,usable app which i had no issues setting up on my phone ,I get emails to confirm payment schedule updates and payments received, easy but professional ,very happy Reviewed on: 26th January 2022

Top of the mark

it's been a great experience so far. I have recommended to my friends as well Reviewed on: 26th January 2022

Absolutely brilliant so easy to use and manage

Zopa has been a breeze from applying to receiving. Very simple process and the card arrived in a few days. Reviewed on: 26th January 2022

Great service

Once applied you have instant access to there services and would recommend to a friend without hesitation Reviewed on: 26th January 2022

Excellent

Best credit card every so easy yo get accepted and use Reviewed on: 26th January 2022

Very good

Easy terms good value would definitely recommend Reviewed on: 26th January 2022

Great credit card

My experience has been completely positive. Easy to apply. Accepted within minutes. Recieved the card ready to use within a week. Set up of the app was easy and the app interface is simple and easy to use. You can set up a DD or pay whenever you like. Great card and great experience. Reviewed on: 26th January 2022

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