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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

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4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Mackie Zopa

Excellent service with innovative products Reviewed on: 26th January 2022

Fantastic

I love using my Zopa card and being able to see my credit build up! So easy to use! Reviewed on: 26th January 2022

Excellent

So pleased with Zopa since I’ve started using. Would definitely recommend trying it out Reviewed on: 26th January 2022

Easy to use

Easy no fuss application, kept well informed of anything that happens or any changes great company Reviewed on: 26th January 2022

Excellent service

Very simple and wonderful customer experience Reviewed on: 26th January 2022

Excellent Service

One of the fastest and most straight forward processes of getting a loan I’ve ever had. Website easy to use and overall great service! Reviewed on: 26th January 2022

Great service

Great value and excellent service Reviewed on: 26th January 2022

fast, cheap, good

card and verification quickly, good interest rate, credit matched to your expenses and well-chosen repayment Reviewed on: 26th January 2022

Effortless

Great online company. No problems what so ever. Happy I chose this card. Reviewed on: 26th January 2022

Always helpful.

Have no problems with using my card. Reviewed on: 26th January 2022

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