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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

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4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Easy to use ,easy to set up

The zopa credit card has a very simple ,usable app which i had no issues setting up on my phone ,I get emails to confirm payment schedule updates and payments received, easy but professional ,very happy Reviewed on: 26th January 2022

Top of the mark

it's been a great experience so far. I have recommended to my friends as well Reviewed on: 26th January 2022

Absolutely brilliant so easy to use and manage

Zopa has been a breeze from applying to receiving. Very simple process and the card arrived in a few days. Reviewed on: 26th January 2022

Great service

Once applied you have instant access to there services and would recommend to a friend without hesitation Reviewed on: 26th January 2022

Excellent

Best credit card every so easy yo get accepted and use Reviewed on: 26th January 2022

Very good

Easy terms good value would definitely recommend Reviewed on: 26th January 2022

Great credit card

My experience has been completely positive. Easy to apply. Accepted within minutes. Recieved the card ready to use within a week. Set up of the app was easy and the app interface is simple and easy to use. You can set up a DD or pay whenever you like. Great card and great experience. Reviewed on: 26th January 2022

The best

Muito bom cartão e boas opções de crédito com juros não muito altos Reviewed on: 26th January 2022

Great customer service

Really easy to use low interest and great customer service Reviewed on: 26th January 2022

Average

It's an average, neither good nor bad. Reviewed on: 26th January 2022

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