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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

excellent service xx

i have had a very excellent service from Zopa. the online is very quick and easy to use. i would recommend to anyone x Reviewed on: 26th January 2022

Great Rates !

Gives those with a lower credit rating the chance to get back on the ladder & build it back up again. Reviewed on: 26th January 2022

Modern credit card

Very happy with my Zopa experience so far and like the easy access and notifications Reviewed on: 26th January 2022

Easy to use

Easy product to use, easy access to the app and view your account. Very simple and no complaints so far! Reviewed on: 26th January 2022

Really are great

Helpful and just really good to communicate with Reviewed on: 26th January 2022

Great company to deal with

I would tell everyone how helpful Zopa to. There customer nothing to much for them Reviewed on: 26th January 2022

So good!!

Always informing you snout the status of your card. When payments are due and weather you area close to your credit limit.. Reviewed on: 26th January 2022

Easy and trustworthy

Trust me great app easy to manage Reviewed on: 26th January 2022

Brilliant in Everyway

Really Easy to Us & Very Useful Thanks Reviewed on: 26th January 2022

Great credit card

Quick process to get the credit card. Card arrived shortly, ready to be used. Thank you Zopa Reviewed on: 26th January 2022

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