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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

Amazing credit card

5
Easy to make payments,and I will recommend for my friends Reviewed on: 26th January 2022
Rosen Rusev's avatar
Rosen Rusev

Excellent

5
Helping my build my credit score without huge fees Reviewed on: 26th January 2022
Carly Crane's avatar
Carly Crane

Recommend

5
Great credit card for people who have bad credit, minimum payments are cheap Reviewed on: 26th January 2022
Andrew jamieson 's avatar
Andrew jamieson

Brilliant

5
Absolutely brilliant company only place that gave me a chance with my credit history and are very good at letting you know when and where I used my card Reviewed on: 26th January 2022
Angela Dickinson's avatar
Angela Dickinson

Great company to deal with

5
I Tell everyone how helpful you are Reviewed on: 26th January 2022
Ashley Rawlings's avatar
Ashley Rawlings

Back in control

5
Thanks to Zopa and their fantastic app I feel I’m back in control of my money. I can see what I’ve spent and how much I have at all times. Love this group. Reviewed on: 26th January 2022
Cathy Mctavey's avatar
Cathy Mctavey

Excellent

5
Really love Zopa, very easy to use app Reviewed on: 26th January 2022
Brett's avatar
Brett

Amazing credit card

5
It has helped me to boost my medium credit score and is so easy to use and keep track of. The app lets you know when you've spent and it's so easy to pay off and payments are received in seconds, you don't have to wait days like other credit cards. Customer service are also always available and helpful and friendly. They genuinely want to help. Reviewed on: 26th January 2022
Lykeisha Brown-Flynn's avatar
Lykeisha Brown-Flynn

Available and reliable

4
A quick easy and safe way to manage your money. Reviewed on: 26th January 2022
elltell's avatar
elltell

Great credit app

5
Very easy to understand what I'm spending and available balance. Reviewed on: 26th January 2022
James Bell's avatar
James Bell

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