Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

View other Zopa products

4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Easy to use

Easy product to use, easy access to the app and view your account. Very simple and no complaints so far! Reviewed on: 26th January 2022

Really are great

Helpful and just really good to communicate with Reviewed on: 26th January 2022

Great company to deal with

I would tell everyone how helpful Zopa to. There customer nothing to much for them Reviewed on: 26th January 2022

So good!!

Always informing you snout the status of your card. When payments are due and weather you area close to your credit limit.. Reviewed on: 26th January 2022

Easy and trustworthy

Trust me great app easy to manage Reviewed on: 26th January 2022

Brilliant in Everyway

Really Easy to Us & Very Useful Thanks Reviewed on: 26th January 2022

Great credit card

Quick process to get the credit card. Card arrived shortly, ready to be used. Thank you Zopa Reviewed on: 26th January 2022

Good provider

Gave me a chance even when I had bad credit. Reasonable on interest. Reviewed on: 26th January 2022

zopa credit experience

excellent service, online banking the best I have ever had and enjoyed, no hassle and always available. well done zopa by taking that rare step in banking, an enjoyable experience and well worth every penny. Reviewed on: 26th January 2022

Good

Highly recommend Zopa credit cards Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Ocean Finance 4.76 from 19 reviews
Credit card
from Zable 4.94 from 75506 reviews
Credit card
from PayPal 4.92 from 63 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.95 from 69074 reviews
Cash ISA
from Zopa 4.94 from 1545 reviews
Current account
from Zopa 4.93 from 6574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub