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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44334 reviews)

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4.94

Based on 44,334 reviews, last reviewed 20th Apr 2026

39% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44334)

Brilliant

Absolutely brilliant company only place that gave me a chance with my credit history and are very good at letting you know when and where I used my card Reviewed on: 26th January 2022

Great company to deal with

I Tell everyone how helpful you are Reviewed on: 26th January 2022

Back in control

Thanks to Zopa and their fantastic app I feel I’m back in control of my money. I can see what I’ve spent and how much I have at all times. Love this group. Reviewed on: 26th January 2022

Excellent

Really love Zopa, very easy to use app Reviewed on: 26th January 2022

Amazing credit card

It has helped me to boost my medium credit score and is so easy to use and keep track of. The app lets you know when you've spent and it's so easy to pay off and payments are received in seconds, you don't have to wait days like other credit cards. Customer service are also always available and helpful and friendly. They genuinely want to help. Reviewed on: 26th January 2022

Available and reliable

A quick easy and safe way to manage your money. Reviewed on: 26th January 2022

Great credit app

Very easy to understand what I'm spending and available balance. Reviewed on: 26th January 2022

excellent service xx

i have had a very excellent service from Zopa. the online is very quick and easy to use. i would recommend to anyone x Reviewed on: 26th January 2022

Great Rates !

Gives those with a lower credit rating the chance to get back on the ladder & build it back up again. Reviewed on: 26th January 2022

Modern credit card

Very happy with my Zopa experience so far and like the easy access and notifications Reviewed on: 26th January 2022

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