Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44347)

Great little card

5
Was very easy to apply and very quick with exception Reviewed on: 26th January 2022
Diana 's avatar
Diana

Excellent

5
Would highly recommend to family and friends Reviewed on: 26th January 2022
davehumby@hotmail.co.uk's avatar
[email protected]

Fantastic

5
I had bad credit and zopa gave me a chance and now I'm on my way to better credit Reviewed on: 26th January 2022
Anthony Heaney's avatar
Anthony Heaney

Brilliant service

5
Highly recommended for anyone that wants to build there credit rating. Reviewed on: 26th January 2022
Valts Mikloss's avatar
Valts Mikloss

Amazing!

5
I wanted to raise my credit score so I got a credit card I was accepted nearly immediately and my card came through within 3 days!! I was able to change my date of pay easily also very easy and efficient company Reviewed on: 26th January 2022
alishabennett18@icloud.com's avatar
[email protected]

Perfect

5
Perfect for some one like me wanting to boost my credit, everything is there you can see your payments and what you need to pay back Reviewed on: 26th January 2022
Jake franklin's avatar
Jake franklin

Great experience,

5
Applying was easy, and I was accepted straight away. Good company who keeps you updated constantly. Thanks. Reviewed on: 26th January 2022
jsmallman81@icloud.com's avatar
[email protected]

Simple honest banking

5
I have experienced poor customer service from mainstream banks. Zopa is clear and simple......... And honedt Reviewed on: 26th January 2022
Alan hill 's avatar
Alan hill

Excellent

5
Easy to apply for does what it says Reviewed on: 26th January 2022
Dave's avatar
Dave

Zopa to win

5
Great and easy to Use give plenty of notice on payments so you don’t miss them Reviewed on: 26th January 2022
dan-johnson2014@outlook.com's avatar
[email protected]

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill