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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,338 reviews, last reviewed 23rd Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026
Seanie's avatar
Seanie

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44338)

Excellent service

5
I think it is absolutely amazing that you get the chance to spread your cost its helped out a lot xx Reviewed on: 26th January 2022
Clare Edwards's avatar
Clare Edwards

Great little card

5
Was very easy to apply and very quick with exception Reviewed on: 26th January 2022
Diana 's avatar
Diana

Excellent

5
Would highly recommend to family and friends Reviewed on: 26th January 2022
davehumby@hotmail.co.uk's avatar
[email protected]

Fantastic

5
I had bad credit and zopa gave me a chance and now I'm on my way to better credit Reviewed on: 26th January 2022
Anthony Heaney's avatar
Anthony Heaney

Brilliant service

5
Highly recommended for anyone that wants to build there credit rating. Reviewed on: 26th January 2022
Valts Mikloss's avatar
Valts Mikloss

Amazing!

5
I wanted to raise my credit score so I got a credit card I was accepted nearly immediately and my card came through within 3 days!! I was able to change my date of pay easily also very easy and efficient company Reviewed on: 26th January 2022
alishabennett18@icloud.com's avatar
[email protected]

Perfect

5
Perfect for some one like me wanting to boost my credit, everything is there you can see your payments and what you need to pay back Reviewed on: 26th January 2022
Jake franklin's avatar
Jake franklin

Great experience,

5
Applying was easy, and I was accepted straight away. Good company who keeps you updated constantly. Thanks. Reviewed on: 26th January 2022
jsmallman81@icloud.com's avatar
[email protected]

Simple honest banking

5
I have experienced poor customer service from mainstream banks. Zopa is clear and simple......... And honedt Reviewed on: 26th January 2022
Alan hill 's avatar
Alan hill

Excellent

5
Easy to apply for does what it says Reviewed on: 26th January 2022
Dave's avatar
Dave

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