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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Zopa credit card

I love the fact I can pay what ever amount I choose and whenever as long as the minimum is covered spare 59p Chuck it in the credit card…. App is simple to use never had a bad word to say about this company so far Reviewed on: 25th January 2022

Superb company

Great card to have excellent company to deal.with Reviewed on: 25th January 2022

Best UK credit card

Best friendly experience with any credit card provider Reviewed on: 25th January 2022

Amazing Company

An amazing company and Outstanding Customer Support. Reviewed on: 25th January 2022

Excellent

Since I got the credit card due to a low credit sorce, it has enabled me to take control of it, their app is easy to use and pay off easily and whenever i want to. I have also taken advantage of their other services, which have helped me out even more. Reviewed on: 25th January 2022

Very good and easy to deal with

I found this platform very easy to use and very helpfull Reviewed on: 25th January 2022

Brilliant company

Really love Zopa easy to use great app fab credit card would highly recommend it Reviewed on: 25th January 2022

This is the best credit

It's the best credit card on the market helps you build your credit rating Reviewed on: 25th January 2022

Best credit card I have no contest.

I have 3 credit cards and this is the BEST Reviewed on: 25th January 2022

Quick and easy

By far the best thing I’ve use quick and easy. Even in the app super easy to pay back and you can set up a monthly direct payment Reviewed on: 25th January 2022

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