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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

great

5
hi everything i have done on here has been very good Reviewed on: 26th January 2022
mike101's avatar
mike101

Zopa

5
Really great happy customer highly recommend Reviewed on: 26th January 2022
Clayton Sams's avatar
Clayton Sams

Great

5
Very easy to use and very happy with the service Reviewed on: 26th January 2022
Tina Worboyes's avatar
Tina Worboyes

Zopa is amazing for just about anyone.

5
Zopa is a really good way to get into credit lending and other money management such as loans. It’s great for people on low income aswell as there’s in charge fee for exceeding your limit and there really accommodating to everyone Reviewed on: 26th January 2022
Tyrone Corr's avatar
Tyrone Corr

Simple set up great app

5
I like monthly eligibility check for loan Reviewed on: 26th January 2022
John Brown's avatar
John Brown

No hassle easy use bank brilliant service

5
Absolutely great to know I have this bank behind me Reviewed on: 26th January 2022
Kenneth Dickson's avatar
Kenneth Dickson

Excellent and easy to use

5
I like this card. The app is easy to use and payments very straightforward. You are kept informed of everything. Reviewed on: 26th January 2022
Natalie's avatar
Natalie

Had nothing but a positive experience

5
Everything was simple with no fuss or hassle perfect for everyday needs Reviewed on: 26th January 2022
andyallan89@gmail.com's avatar
[email protected]

Easy, dependable, reliable

5
It’s so easy to use! You can manage your finances and keep track of your spending. It also gives you insights into your credit usage which is useful! Reviewed on: 26th January 2022
Charlotte Kay's avatar
Charlotte Kay

Excellent service highly recommended

5
A pleasure too use. The best credit card by far Reviewed on: 26th January 2022
Paul preece's avatar
Paul preece

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