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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Excellent service highly recommended

A pleasure too use. The best credit card by far Reviewed on: 26th January 2022

Good card

Lower interest rate vs similar cards Reviewed on: 26th January 2022

Easy to use great customer service w

Always a pleasure to contact. App is the best yet ans payments are instant Reviewed on: 26th January 2022

great card and easy to understand

it is a great card and the app makes it easy to to pay and understand how it works . it is unlike any other card 5 stars all the way Reviewed on: 26th January 2022

Brilliant app/service

Great straightforward app works so well love it Reviewed on: 26th January 2022

Amazing and easy to use

Nest credit card I have simple and easy to apply and the app is the best one yet Reviewed on: 26th January 2022

Excellent

Couldn’t have gone with a better credit card company, Zopa is the way forward it is the future very clear with information when needed on the app excellent service happy to be onboard!!! Reviewed on: 26th January 2022

10

Affordable and very flexible, i enjoys using my Zopa Credit card as it makes me know my spending. Reviewed on: 26th January 2022

Better than expected

Was a very simple application and was processed very quickly. It does what it says on the tin with no hidden charges or extras plus plenty of benefits and they also do other lending for example loans and car finance aswell as savings account what more could you want ? Reviewed on: 26th January 2022

ZOPA IS NUMBER ONE

Credit card is fair and gives credit to those who have had a difficult past and allows you to rebuild your credit it's just brilliant and the app is extremely useful big thanks to ZOPA Reviewed on: 26th January 2022

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