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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Brilliant credit card

I love this credit card. Really nice looking card design but the rate is low and easy to pay back. They also have a great app Reviewed on: 25th January 2022

Paul sargeant

Very good card with great flexibility. I carry mine for every day expenses then pay it off every month as it’s easy to use with contactless payment .great app as well meaning you can see your spending and pay off when your on the go as well as the credit score . Reviewed on: 25th January 2022

Brilliant Credit Card

Always there when I need it, easy to use app, easy to set up monthly direct debit to pay back what I have used! 10/10 Highly recommend!! Reviewed on: 25th January 2022

Brilliant service

Since I've been with zopa my credit history has really improved over the months also customer service experience has been one of the best I've experienced in many years Reviewed on: 25th January 2022

Credit card

Friendly Credit with all terms clearly explained. Plus borrowing power. Reviewed on: 25th January 2022

Flawlessly flawless

It is an amazing credit card, everyone who has one I am sure agrees as I am one of those people, a Zopa customer. It is simply flawlessly flawless! Reviewed on: 25th January 2022

Very simple to use

Great product great app easy to deal with. Highly recommend. Reviewed on: 25th January 2022

Great Customer Service Experience!

Great products on board! Would highly recommend! Reviewed on: 25th January 2022

10

Good card, I’m happy for have this card. Reviewed on: 25th January 2022

Great!

Always had good service and easy process to get the card. No complaints . Reviewed on: 25th January 2022

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