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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Top Credit Card!!!

Easy to apply and Zopa are very on the ball, app is easy to use and intuitive and Zopa are the most responsible financial provider i have come across!! Reviewed on: 26th January 2022

great

hi everything i have done on here has been very good Reviewed on: 26th January 2022

Zopa

Really great happy customer highly recommend Reviewed on: 26th January 2022

Great

Very easy to use and very happy with the service Reviewed on: 26th January 2022

Zopa is amazing for just about anyone.

Zopa is a really good way to get into credit lending and other money management such as loans. It’s great for people on low income aswell as there’s in charge fee for exceeding your limit and there really accommodating to everyone Reviewed on: 26th January 2022

Simple set up great app

I like monthly eligibility check for loan Reviewed on: 26th January 2022

No hassle easy use bank brilliant service

Absolutely great to know I have this bank behind me Reviewed on: 26th January 2022

Excellent and easy to use

I like this card. The app is easy to use and payments very straightforward. You are kept informed of everything. Reviewed on: 26th January 2022

Had nothing but a positive experience

Everything was simple with no fuss or hassle perfect for everyday needs Reviewed on: 26th January 2022

Easy, dependable, reliable

It’s so easy to use! You can manage your finances and keep track of your spending. It also gives you insights into your credit usage which is useful! Reviewed on: 26th January 2022

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