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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Reliable, friendly and effective

A company which is realistic and really does look into affordability with credit card balance. Customer service are always extremely helpful and efficient. The Zopa app is great, simple to use and has all the necessary links. Overall a great company and I couldn’t be happier. Reviewed on: 26th January 2022

Fantastic they gave me a credit card fantastic

Good they take the time to help you out Reviewed on: 26th January 2022

Top bank

Really helps people out bild there credit Reviewed on: 26th January 2022

Outstanding

Such an easy set up process with no fuss and easy to use Reviewed on: 26th January 2022

So easy to use, brilliant app and great communication.

I needed a card to use for any emergency spends, my limit wasn’t set very high to start with, my card came so quickly and was so easy to set up with the app, I can keep up to date with all my payments and purchases and if I have ever had an issue, the team are so quick to come back with a resolution. Reviewed on: 26th January 2022

Brilliant

Brilliant service very easy to apply easy to manage and set up Reviewed on: 26th January 2022

Service gud

Fantastic information never had a problem always notified when I use my card Reviewed on: 26th January 2022

Mr

I have more confidence with zopa Reviewed on: 26th January 2022

Great company

I was turned down for a card by many. But thanks to zopa they have given me a chance I won't forget what they have done. Reviewed on: 26th January 2022

Excellent Smooth Services

Zopa has provided seamless service since the outset with payments showing quickly onto my balances and easy to use app Reviewed on: 26th January 2022

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