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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Brilliant service

Would highly recommend to anyone brilliant service and easy to use the app Reviewed on: 25th January 2022

Fantastic service with fast updates on spending

At last a service where once you pay you credit bill it appears instantly instead of 3/4 days plus to appear. Already recommended to friends. Reviewed on: 25th January 2022

Easy use

Easy to use the app., all the information about your account on view . Also lots of money saving offers . Well worth it . Reviewed on: 25th January 2022

Very easy and low cost card

Very easy application and card to use. I had a limit increase very soon after getting my card. Will recommend Reviewed on: 25th January 2022

Brilliant

Brilliant card fast and easy payments Reviewed on: 25th January 2022

Brilliant credit card

When setting up the account , it was so easy and so simple, card arrived within a few days . The app is easy to use and very fast and responsive, makes banking so simple but brilliant , the repayment options are also good , and I love the fact you can keep some of your available credit locked away to use for emergencies. Reviewed on: 25th January 2022

Great service

Easy to use app and keeps you updated Reviewed on: 25th January 2022

Very fast end good

100000, likes very good end. Very fast money withdraw. Reviewed on: 25th January 2022

Great card

Quick easy application, excellent app functionality. Reviewed on: 25th January 2022

Best company

Im really happy with this company, friendly customer service Reviewed on: 25th January 2022

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