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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent

Excellent card , payment goes on straight away Reviewed on: 26th January 2022

Recommend

Good rate good service easy to use. Reviewed on: 26th January 2022

Accepted me with poor history.

10/10 card. Thy accpted me whn i was in really in need. Evwn though i have poor history. ThaNks to Zopa card Reviewed on: 26th January 2022

Fantastic

Fantastic company, easy to deal with , professional and understanding Reviewed on: 26th January 2022

Perfect service and superb

Due to previous circumstances my credit was poor & I'm trying to rebuild my credit history. Zopa accepted me. Easy to use app and credit charges are fair & acceptable for my history. They don't pressure you to raise your credit which is very reasonable. Reviewed on: 26th January 2022

Great card

Get notifications on every transaction App easy to navigate Simple to make payments Reviewed on: 26th January 2022

Brilliant service

Brilliant service everytime happy customer Reviewed on: 26th January 2022

Best Bank

They are so helpful, and go above and beyond for their customers. Reviewed on: 26th January 2022

Happy

This is the best credit card I’ve had because it’s got me out off debt and be better on managing my money Reviewed on: 26th January 2022

Fab company

Everything has been great and so easy to use Reviewed on: 26th January 2022

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