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Zopa: Credit card reviews

4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44347)

Highly recommended

5
Flexiable, affordable, and amazing service Reviewed on: 26th January 2022

Very good

5
Quick, easy, and very friendly service Reviewed on: 26th January 2022

Excellent

5
A Easy application process, and very helpful customer service. Reviewed on: 26th January 2022

Lovley

5
I like this app because I have more money to spent Reviewed on: 26th January 2022

Great

5
Best in the UK I highly recommend Reviewed on: 26th January 2022

Excellent

5
It has been extremely easy to use Reviewed on: 26th January 2022

Good, honest company.

5
Simple application process, recieved card quickly and app works well. Reviewed on: 26th January 2022

Got what I expected

4
I was really happy with how quick my application got handled And I’ve had no issues since joining Reviewed on: 26th January 2022

Voting for Zopa

5
The best credit card issuer so far!! Reviewed on: 26th January 2022

Great service and easy to use

5
Very good service and speedy application process Reviewed on: 26th January 2022

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