Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

View other Zopa products

4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Good service fantastic options

Easy app to customers and straight forward. Good for boost credit score Reviewed on: 25th January 2022

Excellent credit card

Excellent credit card, detailed and easy understanding of statements via the online app. We’ll done Reviewed on: 25th January 2022

excellent service

fast service ,well informed, quick service Reviewed on: 25th January 2022

Great easily contacted and friendly

Pay your bill which clears the same day great. Reviewed on: 25th January 2022

Money Money Money

Easy to Mange Helpful website So far so good Reviewed on: 25th January 2022

Zopa

Easy to use never had any problems Reviewed on: 25th January 2022

Great rates!

I found Zopa very easy to apply, totally transparent, and to be honest the best rates around! They have an app that is user friendly, which I use to check my balance and make payments. Reviewed on: 25th January 2022

Helpful

Very helpful when needed and as efficient as can be Reviewed on: 25th January 2022

Zopa customer service is excellent caring understanding

It was easy for me to apply for zopa credit card over a year now I find having the card help me to balance my day to day finance alot better Reviewed on: 25th January 2022

Friendly and helpful

They are friendly and helpful the app is easy to use and you can keep track of your finances Reviewed on: 25th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Luma 4.00 from 2 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews
Platinum Cashback Credit Card
from American Express 4.57 from 69 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5803 reviews
Smart Saver
from Zopa 4.94 from 7494 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub