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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,338 reviews, last reviewed 23rd Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026
Seanie's avatar
Seanie

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44338)

Quick and easy

5
The whole service was quick and super easy and I was pre approved so was happy there was no hard searches on my credit score for no reason! Would recommend to anyone Reviewed on: 26th January 2022
nicolerosanna2@gmail.com's avatar
[email protected]

Highly recommended

5
Flexiable, affordable, and amazing service Reviewed on: 26th January 2022
Ashley francis's avatar
Ashley francis

Very good

5
Quick, easy, and very friendly service Reviewed on: 26th January 2022
lee asher's avatar
lee asher

Excellent

5
A Easy application process, and very helpful customer service. Reviewed on: 26th January 2022
Liberty Muringani's avatar
Liberty Muringani

Lovley

5
I like this app because I have more money to spent Reviewed on: 26th January 2022
Isabella Paunescu's avatar
Isabella Paunescu

Great

5
Best in the UK I highly recommend Reviewed on: 26th January 2022
Sofian Geanina's avatar
Sofian Geanina

Excellent

5
It has been extremely easy to use Reviewed on: 26th January 2022
Lynne Derrick Garnish's avatar
Lynne Derrick Garnish

Good, honest company.

5
Simple application process, recieved card quickly and app works well. Reviewed on: 26th January 2022
Patrick 's avatar
Patrick

Got what I expected

4
I was really happy with how quick my application got handled And I’ve had no issues since joining Reviewed on: 26th January 2022
odbeckford@yahoo.co.uk's avatar
[email protected]

Voting for Zopa

5
The best credit card issuer so far!! Reviewed on: 26th January 2022
argjenta's avatar
argjenta

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