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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

best credit card around

easy to use, manageable payments, easy to navigate app easy to pay payments great customer service with fast response everything you want from a credit card couldnt be happier would highly recommend Reviewed on: 25th January 2022

Slick Process from Application to Service

Title says it all , had zero issues at all and just opened a savings account with them too :) Reviewed on: 25th January 2022

Easy no nonsense credit card

Easy to keep track of my spending and had a limit increase after 6 months Reviewed on: 25th January 2022

Easy

Simply easy to us very understandable. The way an app should be Reviewed on: 25th January 2022

Amazing

It’s very good, easy to pay back Reviewed on: 25th January 2022

love it

love the interface and how quick everything is. Reviewed on: 25th January 2022

Xopls

Great credit card easy to use would recommend them Reviewed on: 25th January 2022

Very efficient service

Very efficient service. So far one year in I am happy with the service provided and would recommend to friends Reviewed on: 25th January 2022

Great customer service

Easy to use the app , and easy to set up Reviewed on: 25th January 2022

Great so far

Not been with zopa for that long but have had a good experience and no problems Reviewed on: 25th January 2022

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