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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Outstanding

I’ve been with Zopa for less than a year now.. think they are absolutely incredible they let me know my borrowing power on a monthly basis and where I can save money on my other bills. Highly recommend Reviewed on: 25th January 2022

Best credit card ever

This will be my go to credit card company because these guys are absolutely incredible Reviewed on: 25th January 2022

Love the app

Great card with easy to use app with all your information at your finger tips Reviewed on: 25th January 2022

Zopa and what makes it Super.

From day one I have known Zopa to be friendly available and informative. I always know where I am with Zopa. How much credit I have / when my next payment is and how much. The app is easy to use and non- complicated its the reassuring knowledge of exactly where I stand with Zopa and that's very refreshing. Well done Zopa. Reviewed on: 25th January 2022

Zopa

Never had any problems with this company Reviewed on: 25th January 2022

Absolutely tremendous

Best experience ever would highly recommend Reviewed on: 25th January 2022

Brilliant

Easy and fast. Repayment are fair and affordable. Reviewed on: 25th January 2022

Excellence in service

Excellent service, Great help when you need- expert tips and support to save on products. Reviewed on: 25th January 2022

Best credit card

I have found zoopla very easy to use with the app Reviewed on: 25th January 2022

Mr wilson

Excerlent card to hvae recommend it Reviewed on: 25th January 2022

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