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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Customer focused

Very good company! Customer service was great when I have a fraudulent charge in my card! No hassle at all… easy to apply, easily to activate and easy to use Reviewed on: 26th January 2022

Great value

A very secure easy to use credit card Reviewed on: 26th January 2022

Understanding

Understanding, good to listen to the customer and helpful. Information and advice explained clearly Reviewed on: 26th January 2022

Best ever credit card

Love it how it’s all in a app and love the customer service Reviewed on: 26th January 2022

Simple and easy to use

Very easy to use and no surprise costs Reviewed on: 26th January 2022

A great credit card for building your credit score

Zopa has been brilliant for me, it great to be given a credit card despite my bad credit. Unlike other credit cards I had when I was youngers they made sure it was affordable for me and offer other ways of also building you credit. The card arrived quickly and the app it really easy to use to track your payments, viewing you balance and manage your card. Reviewed on: 26th January 2022

Great experience

Easy to get and great experience Reviewed on: 26th January 2022

A wonderful credit card

They ar great Reviewed on: 26th January 2022

Great app and notifications

Notifications are really handy and app is simple to use. Reviewed on: 26th January 2022

Excellent

Best credit card Iv had easy to use and pay off Reviewed on: 26th January 2022

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