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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Awesome service

Love zopa it's the best !! No fuss no issues . Sound card provider who go the extra mile .... Reviewed on: 26th January 2022

Fantastic quick service

I would highly recommend using Zopa, was quick to apply online and was set up straight away. My credit card and PIN number was sent straight away. I am very impressed with the service. Reviewed on: 26th January 2022

You pay your minimum amount or more and it in your account with in 30 mins that is good

Zopa is very easy to set up and thay are so friendly I had my card cloned the money thay tried to take was stopped and they gave me a new card in days well impressed thanks zopa Reviewed on: 26th January 2022

The Best Credit card

ZOPA provides an excellent service in the credit card area. Good notifications on spend. Also zopa is providing great feedback to us customers.. Reviewed on: 26th January 2022

Great credit cards

Absolutely the best customer care ive experienced Reviewed on: 26th January 2022

Easy and friendly servrce

Zopa have helped me rebuild my credit rating Reviewed on: 26th January 2022

Excellent

Everyone should get one great all round credit card Reviewed on: 26th January 2022

The best bank i have ever used.

I really love everything about Zopa,staff are very friendly and helpful,i know my account isn't 100 percent at the moment but it will get better. Reviewed on: 26th January 2022

Very good and detailed app

Very good easy to understand just wondering when my credit limit would go up Reviewed on: 26th January 2022

Customer focused

Very good company! Customer service was great when I have a fraudulent charge in my card! No hassle at all… easy to apply, easily to activate and easy to use Reviewed on: 26th January 2022

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