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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Bang on Credit Card Company

Zopa have helped me out above and beyond anything I could of hoped for and expected. Bang on!! Reviewed on: 25th January 2022

excellent

very good service.excellent and prompt getting a loan. Reviewed on: 25th January 2022

It's nice to av that little something to av when times get hard

Love my card and I try and pay it off at the end of the month aswell if I can Reviewed on: 25th January 2022

Good

Zopa credit card company as been good on understanding when I explained my circumstances its temporary they advice payment of 15 pound untill my circumstances change that help Reviewed on: 25th January 2022

Great card and service. App works well

Had a card to build my credit rating and it has helped well. App is easy to use and no issues when I had to use the card anywhere. Reviewed on: 25th January 2022

On the pulse

On the pulse immediately when card is used , keeping you in loop/in check with your Zopa credit. Reviewed on: 25th January 2022

Amazing company

The customer service is second to none and they are extremely helpful Reviewed on: 25th January 2022

Easy to use app to keep on top of spending

The app is great and easy to use. Would reccomend Reviewed on: 25th January 2022

Excellent.

Excellent experience with Zopa, great app to go with the card. Reviewed on: 25th January 2022

Excellent simple service

Really enjoy the Zopa app and card. Easy to use and enjoy the eligibility feature too. Would recommend Reviewed on: 25th January 2022

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