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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Easy to use and very friendly customer service

Haven't had any problems using this card in any shops Reviewed on: 26th January 2022

Brilliant credit card

I have bad credit but Zopa was the first bank to allow me a low credit limit which allowed me to build my score up. Zopa for the win !! Reviewed on: 26th January 2022

Best credit card ever!!

With Zopa we can be with good credit score again!!! Reviewed on: 26th January 2022

Very happy

I’ve not been hassled into buying or pressured to make payments the app is really good very happy Reviewed on: 26th January 2022

Easy to apply

Very good credit card. Easy to access online service. Reviewed on: 26th January 2022

Simple, safe and easy to use

A really simple process, very user friendly. Reviewed on: 26th January 2022

great Services

Good credit card with great Customer Services Reviewed on: 26th January 2022

Perfect little card

Great for helping your credit score Reviewed on: 26th January 2022

Trustworthy and reliable

I had a lovely experience with Zopa and at a very reasonable rate Reviewed on: 26th January 2022

Positivity about your finance

With a bad credit history, Zopa gave me the ability to build my credit with a no fuss service that keeps me informed and up to date through the app in way that provides me with a positivity about my finance Reviewed on: 26th January 2022

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