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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Nice and easy to use

Easy to use and understand love how good.it is to use Reviewed on: 25th January 2022

Good

Very good experience good satisfactions Reviewed on: 25th January 2022

Just how a lender should be!

Excellent and easy to do business with, just how every good lender should be!! Reviewed on: 25th January 2022

Easy application

The easiest app I have used. Everything nice and clear. You can have additional service like savings account and still on the same app. Process of application straight forward. Would recommend to friends and family Reviewed on: 25th January 2022

Good team

Nice product,nice team,correct product Reviewed on: 25th January 2022

Excellent

No hassle very easy to use haven’t had any issues Reviewed on: 25th January 2022

Great card and company

Ever since started using Zopa so good and the app nice and easy to use I have never had a problem with Zopa Reviewed on: 25th January 2022

Good service

Helpful pleasent efficient and always there to help Reviewed on: 25th January 2022

O

They are very good and easy to use also very easy to talk to Reviewed on: 25th January 2022

Zopa Credit Card

Easy application and clear process- no complaints- just what wanted - no hassles Reviewed on: 25th January 2022

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