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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Excellent service

Gave me a credit card when no one else would. The ap makes it easy to see what is happening get a message on how and when you have used it also get a message well before your payment is due so you never miss it absolutely brilliant Reviewed on: 26th January 2022

Been amazing to deal with

Quick to apply and easy to use very helpful staff when help is needed Reviewed on: 26th January 2022

Its easy to use

Best credit card provider and east to use Reviewed on: 26th January 2022

Helpful, easy and supportive

Zopa app really helps keep track of my expenses Reviewed on: 26th January 2022

Amazing

Everything you could wish for from any financial firm Reviewed on: 26th January 2022

Best Credit Card Ever

A great Credit Card that doeant break the bank. Very easy to control and by far the best customer service. Reviewed on: 26th January 2022

Credit card

Ideal first credit card..A good starting credit limit easy to manage. Reviewed on: 26th January 2022

Does what it says on the package, easy is efficient & you won't get an easier bank app than this.

What's more to say,simply the best,better than all the rest. Reviewed on: 26th January 2022

Zopa

It’s great and amazing and secure. Reviewed on: 26th January 2022

Fantastic

Great service 100% recommend Fantastic to see everything sorted so quick thank you Reviewed on: 26th January 2022

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