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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Credit card

Quick to arrive easy to setup.Diffetent ways to pay back, all-round fantastic experience Reviewed on: 26th January 2022

So easy!

Absolutely effortless, all carried out on my phone. Reviewed on: 26th January 2022

Happy with it

I was happy even more that the app offers various savings account choices so it encourages you to save rather than spend:) Reviewed on: 26th January 2022

Great app

One of the most fair system on the market. Reviewed on: 26th January 2022

Outstanding service

Zopa have outstanding customer service. Great, simple and easy to use app with many features allowing you to fully manage your finances. They are getting better every year offering more and more including savings accounts and other bits. Reviewed on: 26th January 2022

Great service

Easy to use app and customer service great service Reviewed on: 26th January 2022

Top class

Top class operators had difficulty obtaining a card until I found Zopa Reviewed on: 26th January 2022

Great service.

Great card, great service, thoroughly proffessional and so easy to speak to. would recommend to any family and friends. Reviewed on: 26th January 2022

Excellent service

Gave me a credit card when no one else would. The ap makes it easy to see what is happening get a message on how and when you have used it also get a message well before your payment is due so you never miss it absolutely brilliant Reviewed on: 26th January 2022

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