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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868430553164814481 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Fantastic easy to use

Friendly helpful and approachable Reviewed on: 26th January 2022

Total recommendations

I totally recommend zopa for anyone needing help build their credit Reviewed on: 26th January 2022

Mr Shahed Ahmed

Zopa are the best credit cards provider. I always recommend everyone to choose Zoo. Also there service is always best of the best. Also they are very reliable. Thanks Reviewed on: 26th January 2022

Great service

Always helpful staff happy with service at all times Reviewed on: 26th January 2022

good value

easy to set up and totally contactless Reviewed on: 26th January 2022

Good Credit Card Company

Good credit card company, tells you what you've paid for and where you've paid for straight away in notifications, recommended friends and family to use this company and the rate is good. Reviewed on: 26th January 2022

Happy customer

Easy to use app and good communication between text and email. Will and have recommended to people Reviewed on: 26th January 2022

Awesome

Best credit card ive ever had , never any issues or problems nice and straight forward Reviewed on: 26th January 2022

The best credit card

It was so easy to apply, and everything was transparent Reviewed on: 26th January 2022

Excellent service

Very easy to work with and helps alot when needed Reviewed on: 26th January 2022

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