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Zopa: Credit card reviews

View other Zopa products
4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Astronomically Amazing

5
The App is absolutely fantastic the best App I can honestly say I have ever used! And the people at Zopa are the upmost most friendly team. And nothing is ever too much. You get through so quickly and I really cannot say one bad word about this company! Best by far Reviewed on: 25th January 2022
lucyatkin620@gmail.com's avatar
[email protected]

Awesome

5
Really simple and easy to manage could not ask for anything more Reviewed on: 25th January 2022
Dan's avatar
Dan

Zoopa credit card

5
Perfect for me , fast eligibility checker and i gotvthe rate and limit advertised Reviewed on: 25th January 2022
Alan mcclung's avatar
Alan mcclung

Good service

5
Easy to used apps and the card too Reviewed on: 25th January 2022
Mervyn Hughes's avatar
Mervyn Hughes

Great service, great app and notifications

5
I signed up for zopa credit card last year and its been a refreshing experience. The app is fantastic and I receive notifications around my recent spending really quickly.l which is useful. The application process was easy and clear and the experience since has been the same. Fully recommend Reviewed on: 25th January 2022
Taylo2's avatar
Taylo2

Zopa car finance

5
Great experience and good customer service Reviewed on: 25th January 2022
Nicky gamble's avatar
Nicky gamble

Sups Zopa

5
No fuss credit card meeting all financial needs as they arise Reviewed on: 25th January 2022
Bernadette Foley's avatar
Bernadette Foley

Good service

5
Spot on never had a problem excellent service would recommend Reviewed on: 25th January 2022
Josh Yido Crowley's avatar
Josh Yido Crowley

Great service

5
Very good and helpful great service and very helpful Reviewed on: 25th January 2022
Craig Cottrell's avatar
Craig Cottrell

Excellent card provider

5
Straightforward system to make instant payment to the account Reviewed on: 25th January 2022
Patrick Flannery's avatar
Patrick Flannery

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