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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Great credit card

Very convenient and good rates and limits would definitely recommend Reviewed on: 25th January 2022

Credit for everyone!

After starting the process of paying off my old debt and becoming debt free, I then worked on my credit score, zopq accepted me for a credit card offering me a low amount for me to show I can be trusted to pay back what I use, this has meant a credit increase a couple of times and my credit score improving massively! The interest is very good and as long as you pay back when you shouldand never just minimum payment it'll stay low. Reviewed on: 25th January 2022

Easy to use

Wonderful service since receiving the card. Easy to use and very simple to set up. Reviewed on: 25th January 2022

Great card

Very good card I use it all the time Reviewed on: 25th January 2022

Zopadidoda

Amazing credit card, just what I need to get me through some hard months. If you haven't got one, go get it! Reviewed on: 25th January 2022

First class service

I couldn't be happier with the ease and effortless way bank operates. I would recommend this company to the world round Reviewed on: 25th January 2022

Good card

Good and use it quite a bit had no problems at all up to now so would recommend Reviewed on: 25th January 2022

Excellent company would highly recommend to all my friends and family

Excellent 5 * experience Easy to set up great customer service would recommend to all my friends and family Reviewed on: 25th January 2022

yes yes yes

yes yes yesyes yes yesyes yes yesyes yes yes Reviewed on: 25th January 2022

Good with money

I feel safe with zopa, my money is always managed and I get notifications if I’m coming close to any limits, zopa is a must truly a great company. Reviewed on: 25th January 2022

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