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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Excellent

Progressive forward thinking and a pleasure to appreciate. Thank you Reviewed on: 26th January 2022

Fantastic easy to use

Friendly helpful and approachable Reviewed on: 26th January 2022

Total recommendations

I totally recommend zopa for anyone needing help build their credit Reviewed on: 26th January 2022

Mr Shahed Ahmed

Zopa are the best credit cards provider. I always recommend everyone to choose Zoo. Also there service is always best of the best. Also they are very reliable. Thanks Reviewed on: 26th January 2022

Great service

Always helpful staff happy with service at all times Reviewed on: 26th January 2022

good value

easy to set up and totally contactless Reviewed on: 26th January 2022

Good Credit Card Company

Good credit card company, tells you what you've paid for and where you've paid for straight away in notifications, recommended friends and family to use this company and the rate is good. Reviewed on: 26th January 2022

Happy customer

Easy to use app and good communication between text and email. Will and have recommended to people Reviewed on: 26th January 2022

Awesome

Best credit card ive ever had , never any issues or problems nice and straight forward Reviewed on: 26th January 2022

The best credit card

It was so easy to apply, and everything was transparent Reviewed on: 26th January 2022

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