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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Excellent service

Always found zopa first rate no problems Reviewed on: 25th January 2022

Good

It helps us to buy what needs later we pay it back Reviewed on: 25th January 2022

Happy with zopa

Always keeping me up to date with any changes. Reviewed on: 25th January 2022

Great service

Zopa is a fantastic bank. It has agility and great service. I received a message from Zopa offering me aa credit card when bank where I am an account holder for three years did not trust me to offer me one . I recommend this bank to everyone as it is truthful and have better service. Reviewed on: 25th January 2022

Verry pleassed

With Zopa everything is easy. Perfect experience! Reviewed on: 25th January 2022

Easy to use card and very cheap every month

Very polite customer service and very helpful Reviewed on: 25th January 2022

Great company

Love Zopa. Easy hassle free service from applying to using Reviewed on: 25th January 2022

Flexibility

Like everything about the Credit Card from Zopa Reviewed on: 25th January 2022

Helpful Credit.

I have always found Zopa to be an affordable credit card, The staff are very helpful if I have a problem. Reviewed on: 25th January 2022

Banking done good

Easy online platform to use would definitely recommend Reviewed on: 25th January 2022

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