Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

View other Zopa products

4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

mr Tenev

very good credit card , flexible with good app for managing. Reviewed on: 26th January 2022

Happiness is Zopa

Exceptional service. Reviewed on: 26th January 2022

The best

So far so good...I'm very excited for the future Reviewed on: 26th January 2022

10/10

Really has helped me to build up my credit score Reviewed on: 26th January 2022

Excellent

I don’t have the best credit history and have been experiencing some financial difficulty Zopa were very understanding and very helpful and helped me get back on track with payments a big hi five for their customer service highly highly recommend. Reviewed on: 26th January 2022

It helped

They were there when I needed help and no one else would Reviewed on: 26th January 2022

Good service

Easy to use online app is brilliant highly recommend Reviewed on: 26th January 2022

Great customer service

Very impressed with app and customer service Reviewed on: 26th January 2022

Nice and easy

Great app. For keeping tabs on your spending.. First rate company. Reviewed on: 26th January 2022

Great card

Great card easy to use easy to apply for apply really easy to use never had any problems with would highly recommend zopa Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Choice Rewards Credit Card
from Lloyds Bank 4.19 from 14 reviews
Credit cards
from Virgin Money 3.85 from 806 reviews
Credit Card
from Shop Direct 4.64 from 6 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69078 reviews
Current account
from Zopa 4.93 from 6587 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub