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Zopa: Credit card reviews

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4.93
Based on 41,972 reviews, last reviewed 18th Feb 2026
167000% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026
Charleen E's avatar
Charleen E

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (41972)

Very good

4
Qiuck and easy use the app and services Reviewed on: 25th January 2022
Denisa Olah's avatar
Denisa Olah

EXCELLENT

5
SO EASY TO USE. HASSLE FREE SERVICE Reviewed on: 25th January 2022
JESSICA HORSMAN's avatar
JESSICA HORSMAN

Great credit card company

5
Gave me a credit line when others wouldn't great company thank you ☺️ Reviewed on: 25th January 2022
Rebecca Evan-Hart's avatar
Rebecca Evan-Hart

Great credit card company

5
I’d recommend Zopa to all my family & friends Reviewed on: 25th January 2022
shaneflannery10@icloud.com's avatar
[email protected]

Easy to use.

5
Easy to use, no hassle credit card. Good interest rate. Reviewed on: 25th January 2022
John Magill's avatar
John Magill

Zopa card

5
Very good card with easy to use app Reviewed on: 25th January 2022
Alex's avatar
Alex

Quick and easy

5
I found the process easy, no hassle at all with an easy to use app and regular updates which I find extremely helpful, good service Zopa Reviewed on: 25th January 2022
Rob's avatar
Rob

Friendly

5
Simple and easy to use. Everything is clear and easy to understand Reviewed on: 25th January 2022
Artur Farmas's avatar
Artur Farmas

Easy to use

5
The app is really handy to keep track of payments, quick easy service Reviewed on: 25th January 2022
Amy Elizabeth Carter's avatar
Amy Elizabeth Carter

Amazing

5
Best credit card i ve ever had, increased my limit soon enough and hopefully i will be getting another increase soon.. easy to use, no muss no fuss, very happy customer Reviewed on: 25th January 2022
Andreea's avatar
Andreea

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