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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Good

l'm happy with this card.vill gladly recommend to my friends Reviewed on: 26th January 2022

Easy to use, consice, transparent, i recommend highly

Easy to set up, transparent and easy to customise payment plan Reviewed on: 26th January 2022

Couldn't be easier

Process simple and efficient, very impressed Reviewed on: 26th January 2022

Very good

It’s really easy to use and very good Reviewed on: 26th January 2022

In control and steady on

Zopa has helped with finances but having a safety net to not go into using all the finance available is a good catch. Reviewed on: 26th January 2022

Amazing Service

Haven't put a foot wrong with me Never see endless maintenance breaks like most of my other cards Reviewed on: 26th January 2022

Great service!

I am very pleased with the service and efficiency I had received from Zopa Reviewed on: 26th January 2022

Fav credit card

Love this card and the easy to use app. Would defo recommend Reviewed on: 26th January 2022

Great card great bank

Had my card for 8 months , the best . Reviewed on: 26th January 2022

Great service

I am very satisfied with the service provided. Reviewed on: 26th January 2022

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