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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Zopa is amazing

Fantastic company with amazing customer service Reviewed on: 25th January 2022

Great card

Great card and great support would definitely recommend Reviewed on: 25th January 2022

Easy, fast and great rates

Application was easy, app makes management a doddle and my card arrived fast. Reviewed on: 25th January 2022

Excellent!

All round excellence good customer service Reviewed on: 25th January 2022

Great app great card

One of my favourite cards I have ever had the app makes it a dream to use I am so impressed I would recommend to anyone Reviewed on: 25th January 2022

No problems

Easy hassle free credit company Reviewed on: 25th January 2022

Easy to manage

Great App & easy to manage - everything is available on your phone. APR not the best but doesn't matter if used sensibly. Good customer services as well. Reviewed on: 25th January 2022

Excellent Card

Overall an Excellent card company. Thanks Reviewed on: 25th January 2022

Quick and easy

No fuss and fast just what I needed when let badly down by universal credit Reviewed on: 25th January 2022

British Bank Awards

Easy to use. The app is well laid out. Reviewed on: 25th January 2022

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