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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Outstanding

Outstanding all round card easy to sign up to easy to use Reviewed on: 26th January 2022

300

Always good to use . Never have problem I love that credit card Reviewed on: 26th January 2022

Amazing

Very professional ,good staff ready to help people.I recommend to everyone Reviewed on: 26th January 2022

Very good good credit card

Its a good good credit card to have very pleased Reviewed on: 26th January 2022

Saving Grace

After being irresponsible during my late teens and early 20s with my finances, Zopa have me a second chance based upon my current situation versus my past mistakes. Now I'm en route being able to building a better, brighter and bolder future for myself and my family. Reviewed on: 26th January 2022

Excellent service the listening bank

I wanted a credit card I got a credit card.I wanted a new car I am getting a new car thanks to Zopa no high interest charges fast approval kind friendly service and excellent service Highly reccomend try Zopa you won't be disappointed Reviewed on: 26th January 2022

Fantastica zopa

Such a people centred card. Makes building your credit less hard Notifies you of all spend Keeps you in control for month end Would recommend this card to all dont go elsewhere and take a fall Reviewed on: 26th January 2022

Very good

Easy to use and very good credit car Reviewed on: 26th January 2022

Excellent and informative

Zopa keeps customers advised and up to date with current offers. Reviewed on: 26th January 2022

Very happy

Happy customer keeps you updated and would recommend to family and friends Reviewed on: 26th January 2022

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