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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Very happy

Happy customer keeps you updated and would recommend to family and friends Reviewed on: 26th January 2022

Amazing.

Love how easy the app is. The easy on how to use it and pay it off quickly is such a bonus! Love it Reviewed on: 26th January 2022

Very good, clear information.

Happy to have it as card is simply to use so application as well! Reviewed on: 26th January 2022

Absolutely best credit card provider ever!!

I am so glad that I used Zopa for both a credit card and loan because the service I have received has been absolutely excellent. Reviewed on: 26th January 2022

Easy app to use

Service has been good the app has been easy to use and no problems Reviewed on: 26th January 2022

Zopa was back to me in a short time

I Iike zopa because it tell you the amount as soon have you spent some money and standard payments pr good Reviewed on: 26th January 2022

love using Zopa

I have only used my Zopa card a few times, as it has helped me out in emergencies,and using the app, and making payments are easy to do. Reviewed on: 26th January 2022

Fantastic app.

Great customer service.Easy to navigate app. Friendly reminders. Reviewed on: 26th January 2022

One of the best out there.

It's been an amazing experience with excellent customer service and meeting all my demands and needs. The account was fairly straightforward to set up and easy to use, their banking app is well designed and has all customer needs to hand. Reviewed on: 26th January 2022

Mr Stephen whitelaw

Great service and always keeps you right when using your credit card as send a message so you do over spend brilliant service Reviewed on: 26th January 2022

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