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Aaron Faithful

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Review of the Zable, Credit card:

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Decent credit limit and great customer service

Zable has been the only one to offer me a credit card at a decent interest rate and also offer me a credit limit limit that's actually decent. Customer service has always been fast and efficient when I've needed them. Reviewed on: 29th May 2024

Review of the Zopa, Credit card:

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The first and only credit card provider that offered me a credit card

When I was 18-23 I had some difficulties with my credit file which I am progressively sorting out. I am in a much better position with finances now yet it's extremely difficult for me to gain credit products, however, Zopa was the first and only provider to offer me a credit card which has eventually help build my credit score. Additionally, they also offered me a credit limit increase which has been an absolutely god send. The app is extremely easy to use, and repayments are instant so no more waiting 2-3 days before balances are cleared. Should you have any concerns or queries, you can directly message Zopa via the app which is just very fitting for today's times. I highly recommended and enjoy Zopa. Reviewed on: 11th January 2023

Review of the Pave, Credit Score Builder:

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Helped build my credit score and bought me sweets

My credit score had been increasing since being with pave so I can't argue with that. Also, I got free sweets in the post from pave so that's always good Reviewed on: 29th June 2022

Review of the Zopa, Credit card:

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They gave me a chance

I've not been able to get accepted for a credit card for a couple of years now because I have a few issues with my credit file from mistakes I made when I was young and new to credit. However, when I checked my offers on clearscore, it said I was pre-approved for a zopa credit card. So, I applied, not thinking I'd actually get approved but I did! It was only for a £200 limit and the interest is fairly high, HOWEVER, I have paid all balances off in full every single time so I've not paid any interest. The app is very simple to use and if I ever have an issue, you can contact and advisor straight from the app which is an absolute time saver and stress-free option. The only thing I wish would change is the option to apply for a credit limit; currently, zopa review your account (once a year I believe) to see if you basically deserve a credit limit increase but I would find it so much better if we could apply for a limit increase manually. Reviewed on: 26th January 2022

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