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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

No nosense excellent response.

Ordered goods payment went through no hassle .What more do I need . Couldn't ask for more Reviewed on: 26th January 2022

Fantastic service, app is easy and accessible

Zopa helped me out when I was really in a tight spot and needed help after I had just lost my job and had to use my card to get to Interviews for a new job - the app is so easy to use, and everything is clearly signposted too - would recommend zopa to anyone who wants a fair deal. Funds that are paid back go in straight away as well which is always very helpful as it stops as many charges. Reviewed on: 26th January 2022

Great card and great customer service

Very quick and easy application received my card quickly great customer service Reviewed on: 26th January 2022

Recommended!!

Good quality, very good stuff! High recomend! Reviewed on: 26th January 2022

Great company

Great company fast response and generous lending. Reasonable repayment. Easy to use app . Reviewed on: 26th January 2022

Simply the best

Fabulous, friendly and fast service Reviewed on: 26th January 2022

Nice

Quick and simple no messing about Reviewed on: 26th January 2022

Zopa review

An excellent service that has an easy to use app to keep track of spending Reviewed on: 26th January 2022

Excellent card

Zopa was easy to apply for. With the app it's great to manage your spending and make payments, paper free. Would definatly recommend zopa to others Reviewed on: 26th January 2022

Best credit by far 10 stars

Absolutely outstanding service even customer service is absolutely spot on. None of the silly letters through your door simply a company with top standards wouldn’t recommend anyone better than Zopa services keep going guys Reviewed on: 26th January 2022

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