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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
47% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

simple easy and streightforward

5
havent had any issues easy to apply easy to use app keeped upto date on everything Reviewed on: 18th March 2021

Best credit card

5
The credit card has a work a ball credit to start you of with and the app gives you all the information that you need Reviewed on: 18th March 2021

efficiency

5
I have had a very good experience no problems and the money was paid out quickly Reviewed on: 18th March 2021

Great company, a pleasure to be part of

5
Amazing company as someone with very little credit history they are great for helping to build it up Reviewed on: 18th March 2021

Highly recommended Zopa

5
I would highly recommend to a friend or family member easy to use and customer service excellent There is someone is looking to build a credit score up this is the perfect place to come to well recommended Reviewed on: 18th March 2021

The best credit card

5
It's a very good credit card Reviewed on: 18th March 2021

Great online service

5
Excellent service,only had the card a few months to build up my credit score. Reviewed on: 18th March 2021

Zopa

5
Great service brilliant to deal with and competitive rates Reviewed on: 18th March 2021

Amazing

5
So easy to use, and u like any other credit card company, ad soon ad you pay money to them it appears instantly. Reviewed on: 18th March 2021

Easiest banking

5
I like their instant services. As soon as I paid due its become available to expenses. I don't need to wait two three days for money to clear. Reviewed on: 18th March 2021

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