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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Fantastic

Fantastic and app is brilliant too small limit that doesn't increase but really good for purchases Reviewed on: 26th January 2022

Perfect for daily use

Excellent real-time update. Easy to apply. Helped a lot for back up when needed Reviewed on: 26th January 2022

Easy to use

Very easy to use no hassle great one to use Reviewed on: 26th January 2022

Hassle-free credit card

Zopa have been first-class throughout all my dealings and transactions with them. Reviewed on: 26th January 2022

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great service

I set up a Zopa credit card to help build my credit. Easy to apply for, simple app to use and has boosted my credit! Can't recommend enough! Reviewed on: 26th January 2022

Amazing

Absolutely love my Zopa card helped me buy my first home building my credit up Reviewed on: 26th January 2022

Brilliant and efficient

Very simple to use!! Efficient when paying money in and out and customers services are very quick to respond. Amazing service Reviewed on: 26th January 2022

Perfect

Very good banck and very easy to use application Reviewed on: 26th January 2022

easy sign up and very clear

easy sign up and was pre approved. very simple and straight forward to use Reviewed on: 26th January 2022

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