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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

The best

The best credit card ,very easy the app Reviewed on: 26th January 2022

Great company

Great company - excellent communication - well done Zopa. Reviewed on: 26th January 2022

Helping me get back up

Having this card has helped me immensely. I got myself into a bit of financial bother some years back and it has been hard to try and fix my credit rating since. This has help me start to improve and have already helped my credit score increase. It is also nice to have something to fall back on if the situation arises. All in all a great card for those with bad credit that need a starting point Reviewed on: 26th January 2022

The best costumer service

Everything very easy to deal with Reviewed on: 26th January 2022

Top draw

Great company doing what you need Reviewed on: 26th January 2022

Perfect

Perfect credit card and I use every day Reviewed on: 26th January 2022

Great Company

The app is really user friendly and updates in real time. Making payments is also a smooth process. Highly recommend. Reviewed on: 26th January 2022

Excellent service

I have held a account with them for a couple of years now and I find they offer everything I need with great customer support Reviewed on: 26th January 2022

Very good

Very good and when I spoke to someone very helpful and friendly Reviewed on: 26th January 2022

Mr

Good gjbcxs thjjvc I can lbgfddfbnhvv bfghjvc Reviewed on: 26th January 2022

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