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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40269 reviews)

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4.93

Based on 40,269 reviews, last reviewed 7th Jul 2025

67% decrease in 5 star reviews

in the past 90 days

88% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

service

a bank that's small enough to care if it's service u want give zopa a call Reviewed on: 18th March 2021

Lowest intrest rate

Charges are very low as compared to other cards in the market Reviewed on: 18th March 2021

Best credit app

Every transaction I do they send me instant notification this reduces risk of fraud on my account. Best for every day spending and manageability Reviewed on: 18th March 2021

Amazing!!!

Great app customer service and easy to use card and app. Easy to see your spending abs balance, straight forward banking. Reviewed on: 18th March 2021

Great service

Very convenient, easy to set-up, the app is great. Excellent customer service professional and friendly, would highly recommended. Reviewed on: 18th March 2021

Credit as it should be

From applying to managing your account at your fingertips Zopa has it all. With simple helpful ways to manage and look at your money and spending habits all from the app. The fact that a credit card also monitors your borrowing capabilities and advises you of what’s good and what you need to improve on is simply what we’ve been waiting for from any card company. If another company does do it. Then they aren’t shouting about it, it’s simple and effective and a job very well done! Well done Zopa! Reviewed on: 18th March 2021

Great company

I have had a good experience with zopa no problems and the app is so easy to use Reviewed on: 18th March 2021

Zopatatstic

Easy to use and pay app simple positive Reviewed on: 18th March 2021

Simple but Effective

Application process was a breeze and the set up once card arrived, even better. The app is the best out there with more and more new features added as time goes on. Fully recommend Reviewed on: 17th March 2021

Amazing for credit score building.

I got my Zopa card last year. Raised my credit score by 20 points in 3 months. Minimum repayments and very reliable company. I have already recommended to a few people!!! Reviewed on: 17th March 2021

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