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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Their app makes it incredibly easy to manage your account!

The app has great tools to help you manage your finances such as setting up a credit cushion for those unexpected emergencies, tools to manage your credit, save money on your fuel & broadband as well as a smart saver savings account. One stop shop for your money in one handy app! Reviewed on: 26th January 2022

Excellent

Fab any query’s there happy to help very polite and friendly Reviewed on: 26th January 2022

Easy to keep up

Easy to manage not high interest so easier to pay back. App is easy to use and payments are easy to do. Love it! Reviewed on: 26th January 2022

Zopa credit card it's the best.

I am enjoying my Zopa card, I can transfer money very quickly to update my balance and I have my credit limit increase at the best time. I am very happy to have this credit card. Reviewed on: 26th January 2022

Absolutely brilliant!!

Really helping me trying to improve my credit score. So much information to help you improve Reviewed on: 26th January 2022

Accessibl and designed for today.

I'm very happy with my card and the customer service that comes along with it. I encountered a problem with an online payment and got through to someone who helped to sort it out quickly. I like the added security that texts you to ask if you are making a purchase when ordering online. I deal with all repayments online so absolutely no fuss.I would recommend this company. Reviewed on: 26th January 2022

Good credit card

Excellent credit card with reasonable interest Reviewed on: 26th January 2022

Excellent quality

Great service and ease of use on the app. Never had any issues. Reviewed on: 26th January 2022

Yes it's brilliant a very well balanced credit system

Was very happy to join zopa can't be happier with a lending team thanks a bunch. Reviewed on: 26th January 2022

Very good

They are very good help me a lot when your on a standard in come some times you need a little extra Reviewed on: 26th January 2022

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