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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
67% decrease in 5 star reviews
in the past 90 days
88% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Great credit card

5
East application I'm so pleased with it Reviewed on: 17th March 2021

Fantastic

5
Great service , very accessible , great app to monitor your account Reviewed on: 17th March 2021

Very good

5
Happy to be whit you and I will like to stay with you Reviewed on: 17th March 2021

Easy and affordable

5
I have had a really good experience easy, quibble free. Easy to manage app and straight forward to use. Reviewed on: 17th March 2021

Zopa credit card

5
Really good can pay instantly on it and is easy to use app. Also good security and you can't use contact less too often before it requests your pin again Reviewed on: 17th March 2021

Easy and transparent

5
So simple . Everything is simple and transparent. The app is very user friendly. Best I have ever used Reviewed on: 17th March 2021

The card was with me in few days , very easy to use App n activate the card. Great service so far.

5
The credit card came to me very quickly and it also has contactless functionality. Very easy to use App give you option to pay fully or desired amount each month. 5 star company 5 star service. Reviewed on: 17th March 2021

Great App and Great Customer Service

5
Easy App Navigation, and customer service is quick and friendly Reviewed on: 17th March 2021

Efficient transparent lender

5
Great service great app with usefull notifications Reviewed on: 17th March 2021

Hard to find credit these guys were great

5
Trying to build my credit score but unable to get credit. These guys helped me loads. Great app easy to keep track of spending. Would recommend Reviewed on: 17th March 2021

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