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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Best experience

Easy to set up and always willing to help Reviewed on: 26th January 2022

Top bank

Be brilliant one of the best credit cards I've had Reviewed on: 26th January 2022

Amazing customer friendly service

zopa is amazing. Signing up is nice and easy and i was accepted very quick. Whenever I have had questions I reach out to them on the app and the response is fast and helpful. Would definitely recommend. The app is also very easy to use. Reviewed on: 26th January 2022

Been absolutely brilliant

Needed some help as I'm disabled & my money is very tight Zopa gave me a card & helped me out of a situation They've been very helpful throughout my use of there card couldn't have helped me more Brilliant Reviewed on: 26th January 2022

Excellent service

Zopa have an excellent bd modern ,fun and reliable product that I have found extremely useful and easy to use Reviewed on: 26th January 2022

Simple application, easy to manage

Applying was straight forward, the App helps you manage your credit Reviewed on: 26th January 2022

Easy to use, hassle free.

I've never had a problem with Zopa, it's very simple to use and everything is clear. Reviewed on: 26th January 2022

Brilliant company for credit cards

This company is quick and easy to set up . Ideal for first time customers of credit cards Reviewed on: 26th January 2022

Very Good Company

Zopa are the best credit card company i have dealt with! Reviewed on: 26th January 2022

Very very good

Very nice and very very good I’m very happy and very helpful Reviewed on: 26th January 2022

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