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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Excellent.

Everything about having a zopa card is great. They dont throw credit at you just because you have paid your balance off. They study you & your history before offering any increase. Its very comforting to know that your bank is looking after you & your interest rather than thinking of how much interest they can make from you! Reviewed on: 26th January 2022

Credit card

Very easy to apply and very friendly Reviewed on: 26th January 2022

Easily managed quick application

Straight forward and easy app, quick response and manageable Reviewed on: 26th January 2022

Best credit card on the market

Zopa is a great credit card, and the app is so easy, at a glance you can see all your spending Reviewed on: 26th January 2022

Amazing

I love zopa and I’ve used different companies credit cards before and zopa is the best out of all the cards I’ve used in the past Reviewed on: 26th January 2022

Easy and manageable

Easy credit card first one to approve me built up score really recommend Reviewed on: 26th January 2022

Easy and reliable

An incredibly easy to use application with clear communication and instructions. I wish all apps were like this. Reviewed on: 26th January 2022

The best credit bank with good costumer support

The best I have enjoyed using Zopa got my credit increase Reviewed on: 26th January 2022

Simple to use great banking service have the customer at heart

Simple to use great banking service have the customer at heart Reviewed on: 26th January 2022

Nice good and

I m recommend everyone.... try and see Reviewed on: 26th January 2022

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