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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
81% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

Credit is Available starlight away

5
Excellent customer service and very friendly stuff Reviewed on: 17th March 2021

Quick and easy to check everything online

5
I like it because it gives me control of my finances online. No having to ring someone or have to go out to a bank. Reviewed on: 17th March 2021

Zopa credit

5
Easy to apply, Easy to use app, keeps you informed of all transactions and actively checks your credit report for future credit increases. A good card to re-start your credit file. Reviewed on: 17th March 2021

Best credit card

5
Best experience fast repaying great time Reviewed on: 17th March 2021

Unete a lo mejor

5
Para cualquier apuro, o capricho, únete a esta banca para beneficiarte de su fantástico producto Reviewed on: 17th March 2021

Easy friendly and promt

5
Found this bank easy to access very understanding and helpful to customers always avaliable for advice and support. Reviewed on: 17th March 2021

Good credit card

5
Clean instructions and advices available online. Reviewed on: 17th March 2021

Quick and easy

5
Excellent company for all credit scores. Easy and quick to apply. Reviewed on: 17th March 2021

Love how much control I have...

4
Love how much control I have using zopa Reviewed on: 17th March 2021

So simple!

5
Simple use app with great service Reviewed on: 17th March 2021

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