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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

The best card ever

Great customer services anytime I needed. Reviewed on: 26th January 2022

Easy Peesy

Awesome quick application and great service after if only more could be like this. Reviewed on: 26th January 2022

Excellence

When I needed some financial help what I could afford zopa was there thankyou ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 26th January 2022

Fab

Quick and easy to apply and hassle free reminder for payments great service Reviewed on: 26th January 2022

I'm very happy and would recommended to anybody

I'm very happy and I have no complaints at all Reviewed on: 26th January 2022

Easy to use

Love the online app do you can keep eye on your balance and make payments Reviewed on: 26th January 2022

Very good well recommended

Had a great experience with all and well recommended Reviewed on: 26th January 2022

Great credit card

Great credit card when you need it... Reviewed on: 26th January 2022

Factually very clear and straight forward to deal with

I was looking for a credit card to help repair my credit rating and assisted in managing my finances. Linked with the smart app I’m always in control which helps with my payments and budgeting Reviewed on: 26th January 2022

Excellent

So easy to use ,each time I’ve used it no hassle and paying it back is so easy Reviewed on: 26th January 2022

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