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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Excellent customer service

Excellent customer service very polite always get things done time Reviewed on: 26th January 2022

Easy to use and to manage

I have found the whole experience with Zopa to be flawless to date. It is very easy to manage the account online, make payments and there doesn't seem to be anywhere that I can't use the card... at least that I have discovered to date! Reviewed on: 26th January 2022

Ace, brill, and easy to use

I found it easy to sign up and use got card quickly and the app is a breeze to use all Reviewed on: 26th January 2022

really good and easy to deal with

never had a problem ,always willing to help and find a way Reviewed on: 26th January 2022

It is nice experience

Customer oriented they are prompt and my experience with talking to them is brilliant Reviewed on: 26th January 2022

Great service

Amazing service. Great tips.on.saving Reviewed on: 26th January 2022

best credit card

best app. simpli to use . flexible payment. Reviewed on: 26th January 2022

Stuart battley

Been with zopa 6 months in my opinion one of the best cards on the market .excellent Reviewed on: 26th January 2022

Excellent service

Best credit card company I have used . They provide and outstanding service. Highly recommend Reviewed on: 26th January 2022

So easy to use

Fantastic app, so very easy to use, I would highly recommend. Reviewed on: 26th January 2022

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