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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Amazing

5
Absolutely amazing I will recommend to everyone Reviewed on: 26th January 2022
Adam 's avatar
Adam

Very satisfied

4
Easy to use and straight forward Reviewed on: 26th January 2022
Agnieszka's avatar
Agnieszka

Love Zopa

5
Very straight forward and easy to use Reviewed on: 26th January 2022
Shawndell Barker's avatar
Shawndell Barker

Great company

5
Easy to apply and quick response, Reviewed on: 26th January 2022
Kirsty's avatar
Kirsty

A Breath of Fresh Air

5
Very efficient credit card and easy to use app. I also like that it recommends other products. I actually chose my new energy supplier (UW) because of them. Reviewed on: 26th January 2022
Joseph Walsh's avatar
Joseph Walsh

Great company

5
Great company, always had a good experience with them. Also great interest rates and easy to get a hold of if there is any problems Reviewed on: 26th January 2022
Wayne's avatar
Wayne

Excellent

5
It's a not only credit card it's also increased credit score Reviewed on: 26th January 2022
Clifford fernandes 's avatar
Clifford fernandes

Easy application and app is easy to navigate

5
Needed a credit card to use as a back up for any unexpected expenses this was perfect for me Reviewed on: 26th January 2022
Talwinder Khera's avatar
Talwinder Khera

Credit building with Zopa

5
My experience with Zopa so far has been second to none. And I will continue to use my card wisely while building my credit profile. Reviewed on: 26th January 2022
Nicholas 's avatar
Nicholas

Great for improving credit

5
The best card easy management and low credit limit to help you keep on track Reviewed on: 26th January 2022
Stephen Lang's avatar
Stephen Lang

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