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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

We good and easy to use.

The app is helpful and easy to use. Reviewed on: 26th January 2022

Zopa are brilliant.

Zopa are a brilliant company to go to. There sustainer service is outstanding, the app is very helpfull whwn needed, the credit card itself is very smart looking and they allways want to be as helpfull as possible. Reviewed on: 26th January 2022

Fantastic service

Easy to activate card and it arrived within three days Reviewed on: 26th January 2022

Best card

So easy And have the best App I am very happy with zopa Reviewed on: 26th January 2022

Very handy and efficient

I'm so happy with zopa highly recommend to me and my family, three members of my family have already received a zopa credit card since I've been with you Reviewed on: 26th January 2022

Amazing!!!

Great customer service and such a easy app that allows me to track and keep an eye on my spending. Would totally recommend to friends Reviewed on: 26th January 2022

Fabulous credit card

Best thing I did was apply for Zopa. Not only has Zopa helped me pay for those unexpected items - it’s helped me improve my credit score considerably. The app is easy to manage and so realisable! Highly recommend. Reviewed on: 26th January 2022

Very easy to deal with

Very easy to deal with, good app and they keepnin touch regular about statements and payments Reviewed on: 26th January 2022

Perfect

Perfect card for people like me who wants to improve their credit rating. Very easy to manage account online and very good customer service/support. Reviewed on: 26th January 2022

Excellent

Just so happy with the ease of applying and the service provided! Reviewed on: 26th January 2022

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