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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Excellent service

Amazing services so far. Very easy to use. Instant payments. And the new saving tool is great Reviewed on: 26th January 2022

Brilliant service

Im so happy with Zopa Very gd service. Great clear app and process your payments to your account straightaway. Great service and would thoroughly recommend them . Reviewed on: 26th January 2022

Lovely simple to understand app

Fast and easy application and easy to manage through the app and also on line Reviewed on: 26th January 2022

Simple and efficient

Great customer service and easy to use app. Reviewed on: 26th January 2022

Zopa card

Excellent service and easy. Automatic adjustment of your card. Reviewed on: 26th January 2022

Very easy and efficient

East steps to apply, very straightforward and received my card within a few days. Reviewed on: 26th January 2022

Great card great information

Always keep me up to date with my account and show me what I need to do Reviewed on: 26th January 2022

Great cards

The card . So simple to use & great app. Reviewed on: 26th January 2022

Helpful fare and friendly

I stumbled across a fraudulent transaction and Zopa took all my stress away reimbursed me whilst investigating kept me informed iv found their service great and would totally recommend Reviewed on: 26th January 2022

easy hassle free credit card

never had any issues, was easy to apply and quick delivery. I love my card, use it all the time and pay if off monthly. definitely would recommend Zopa. Reviewed on: 26th January 2022

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