Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

View other Zopa products

4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Just simple

Applying for a Zopa card was the best thing I ever did, it was just so simple ,there customer support team are second to none, and I have recommended Zopa to a lot of my friends and family. Reviewed on: 26th January 2022

Best credit card company by far

Zopa are brilliant, the app is awesome and the alerts when paying on the card means you can manage better. Reviewed on: 26th January 2022

Easy Lending

Very easy and acceptable to borrow and very simple to use and keep track with the app. Reviewed on: 26th January 2022

How great zopa is

Great company Great card and limit and fantastic call centre really helpful Reviewed on: 26th January 2022

Best Credit Card

its one of the best credit cards i have encountered for a while - that give a wide range of choices Reviewed on: 26th January 2022

Brilliant

I have had my credit card a couple of months now and had no problems with it Reviewed on: 26th January 2022

5 stars

Love zopa. Friendly staff and easy to use app. Reviewed on: 26th January 2022

Excellent

Excellent service and simple and good performance app everything you need Reviewed on: 26th January 2022

Amazing

I fins this card so useful and easy to pay back and quick to transfer bk Reviewed on: 26th January 2022

Money matters help matters

I think that zopa are very helpful and understanding about people's needs and help us a lot Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from M&S Bank - Marks and Spencer 2.83 from 190 reviews
Bip Credit Card
from NewDay 4.91 from 2284 reviews
Cashback credit card
from Lloyds Bank 4.67 from 15 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5954 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub