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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Really good communication

Having this card has helped me to get my credit score back on track Reviewed on: 26th January 2022

Fantastic

Very good happy with my card and I will recommended Reviewed on: 26th January 2022

Very simple and easy to use card

Apart from direct debit set up everything is good in line Reviewed on: 26th January 2022

amazing

just a really easy app to use and interface! Great customer service whenever I have needed highly recommend :) Reviewed on: 26th January 2022

Fast and easy

App is easy to use and is constantly giving you updates on your credit Reviewed on: 26th January 2022

Zopa best provider

Zopa has proven perfect both with ease of app operation and with smart saving Reviewed on: 26th January 2022

Very easy to sign up, quick response from Zopa about eligibility, delivered within a week. Replacement cards also delivered fast

I enjoyed using Zopa as a temporary fix due to unemployment, now I am employed and still using Zopa as it’s very good, with great customer service Reviewed on: 26th January 2022

Amanda smith

Much prefer the number on the back of the card ,very efficient Reviewed on: 26th January 2022

Perfect

Very easy to use, thankfully very manageable Reviewed on: 26th January 2022

Kim

Fantastic service. easy to use. Great company. Reviewed on: 26th January 2022

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