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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great!

User friendly and great customer service. Spot on! Reviewed on: 26th January 2022

Brilliant bank

I have had no issues joining and staying with this bank. I highly recommend them! Reviewed on: 26th January 2022

Best card

I am happy with the entire process Reviewed on: 26th January 2022

Brilliant

Very good service thanks u very much Reviewed on: 26th January 2022

Happy

I’m very happy with Zopa credit card, is easy, faster and very useful for different types of options during the day. I’m honestly happy… Reviewed on: 26th January 2022

Mr Derek Hollis

Easy to use and kept up to date with any news via the App Reviewed on: 26th January 2022

Great credit card

Easy to set up. Easy to manage, great app Reviewed on: 26th January 2022

GREAT PROVIDER

Zopa have a great app, very easy to use,great customer service, absolutely brilliant Reviewed on: 26th January 2022

Zopa

Zopa is a great credit card, good customer service and lots of help and information at hand Reviewed on: 26th January 2022

Great card very helpful

Great team and great card well done guys Reviewed on: 26th January 2022

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