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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Why is think Zopa changed my world

We hit a rough patch last year and with the help from Zopa we were able to deal with that and turn it around. The app is so easy to use and I have spoken to several friends about the amazing level of customer service (support) and the app. Thank you Zopa for helping Reviewed on: 26th January 2022

Wonderful

I would highy recommend zopa. Nice and simple to use and apply. Quick and reliable Reviewed on: 26th January 2022

One of the best

To be honest I don’t think I have found anything better it’s so easy to use and I would definitely recommend this to family and friends Reviewed on: 26th January 2022

Excellent credit card

Easy to use and made affordable. App easy to use & able to keep track of everything. Can’t fault it so would recommend. Reviewed on: 26th January 2022

Fab credit card company

Easy to use - very accessible app and easy to apply Reviewed on: 26th January 2022

Great service

Easy to communicate, easy app, excellent service. Could ask for more from my provider zopa Reviewed on: 26th January 2022

Great app and easy to use

Great app user frendly app easy to navigate it Reviewed on: 26th January 2022

Amazing

Just when I thought no could help, there was zopa Reviewed on: 26th January 2022

Zopa

Very good app nice and easy to use Reviewed on: 26th January 2022

Mr Alexander Apraku

Zopa is the best bank at moment Reviewed on: 26th January 2022

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