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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Very good service

5
Very well explained, transparent and fast Reviewed on: 26th January 2022
Iuliana Cazan's avatar
Iuliana Cazan

Superb service

5
Superb service, friendly customer services. Reviewed on: 26th January 2022
Neil S's avatar
Neil S

A learning curve

3
Zopa are quite good compared to some of their peers but still a lot to learn yet especially with customer service and treating customers more personally. They need to remember that everyone has different situations and lives. Also they need to notify customers of reaching their credit limit. They often let your card go into an overdraft and not notify you. I’ve repeatedly reported things to Zopa but they don’t seem to pay any attention to customer feedback Reviewed on: 26th January 2022
welshgal's avatar
welshgal

Very the best credit card

5
Have been using my credit for the past month now and I am really enjoying spending and returning the payment , that gave me peace of mind. Reviewed on: 26th January 2022
Olusesan adebote's avatar
Olusesan adebote

Credit card

5
Really good credit card no issues at all Reviewed on: 26th January 2022
Credit card's avatar
Credit card

Great service

5
Brilliant service great customer services very fair best company I have been with so far Reviewed on: 26th January 2022
Ash's avatar
Ash

Best Card I've Had!

5
Love being a Zoopa member best card i have had and very fair for value. Reviewed on: 26th January 2022
Ryan Low's avatar
Ryan Low

Great service

5
Great service Great app and comunication Reviewed on: 26th January 2022
Craig's avatar
Craig

Mr Habib Olalekan Kareem Maliki

4
They are good company and I have a good experience with them. Reviewed on: 26th January 2022
Habib olalekan kareem maliki's avatar
Habib olalekan kareem maliki

Giving me a chance

5
All round excellent card helping me to build up my credit rating Reviewed on: 26th January 2022
Stephen Hayes's avatar
Stephen Hayes

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