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Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (36707 reviews)

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4.93

Based on 36,707 reviews, last reviewed 20th Mar 2025

408000% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely amazing. Absolutely amazing. Quick and efficient service. Reviewed on: 20th March 2025

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36707)

Review of the Zopa, Credit Card:

Interest increases

I have had 5 interest rate increases in the past 12 months, 2 increases were 1 month apart. I have never been offered a credit limit increase and have had the card for 2 years +, leading me to take a new card from another provider who instantly gave me a credit limit 6 times larger than zopa, and also gave me a far lower interest rate. Reviewed on: 21st February 2023

Taking a chance

Zopa seem to take a chance on people with a lower credit score sometimes that's all someone needs to prove they are good payers. Reviewed on: 1st March 2025

Always there when needed.

Always there when needed. Very helpful. Reviewed on: 1st March 2025

Easy to use app

Easy to use app with links to credit score and money advice available Reviewed on: 1st March 2025

Easy app, choices to credit increases.

Easy app, choices to credit increases. Reviewed on: 1st March 2025

A responsible lender

They’re a responsible lender only increasing my credit when I have demonstrated responsibility. Reviewed on: 1st March 2025

ave not encounter any problem

Excellent in my opinion l do like to recommend to friends and love ones Also not complicating in applying customer services are also great..You don't need to wait fur so long for a decision That made them a good and uncomplicating company Reviewed on: 1st March 2025

This is the best application for thank you zopa c...

This is the best application for thank you zopa credit card Reviewed on: 1st March 2025

excellent treatment

good treatment and ease in dealing with Reviewed on: 1st March 2025

Easy and quick services

Zopa has good customer service and friendly call centre stafg Reviewed on: 1st March 2025

It's very easy to use and pay it back.

It's very easy to use and pay it back. I found the zopa mobile app extremely developed . Reviewed on: 1st March 2025

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