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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

I have had my Zopa credit card for a few months and...

I have had my Zopa credit card for a few months and I’m impressed. The application was fast and paperless. The app shows everything clearly — balance, next payment, and how much interest you’ll pay. Customer service replied within a day when I messaged. Good option if you want something simple and transparent. Reviewed on: 15th April 2026

Very efficient service and helpful

Very efficient service and helpful Reviewed on: 15th April 2026

Quick and easy

Very simple to use very quick to be accepted Reviewed on: 15th April 2026

Straight forward process very well supported.

Straight forward process very well supported. Ongoing communications helpful and informative. Reviewed on: 15th April 2026

Always had good service and no nonsense, hassle free...

Always had good service and no nonsense, hassle free credit, with good communication Reviewed on: 15th April 2026

One of the best banks one happy customer out there

One of the best banks out there . Not had any problems and the app is very easy to use Reviewed on: 15th April 2026

Quick and Helpful, easy to apply and answered straig...

Quick and Helpful, easy to apply and answered straight away Reviewed on: 15th April 2026

Seems a good bank

So far so good . Hopefully I will have a lot to say about the bank and it’s products when I am fully operational Reviewed on: 15th April 2026

Brilliant rates.

Brilliant rates. Excellent customer service Reviewed on: 15th April 2026

I have been using this card for a while now and ther...

I have been using this card for a while now and there haven’t been any issue with the card and now the best part of the card is that it is contactless which is easier to use anywhere Reviewed on: 15th April 2026

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