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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Very good service no issues I'd recommend it to frie...

Very good service no issues I'd recommend it to friends and family Reviewed on: 15th April 2026

Card issues

I had a problem with my card and they fix it straight away over phone by sending out a new one. once the new one arrived it worked as normal and haven’t had any problems since. The lady on the phone was very helpful, looked at everything to why it wasn’t working but as everything as working normally but the card wasn’t she decided to sent a new one to cover bases. She was very friendly and very helpful, I would recommends this to friend and family. To the point now my partner has an account with you and he had good customer services too. From start to finish. Reviewed on: 15th April 2026

Great card would highly recommend

Great card would highly recommend Reviewed on: 15th April 2026

Really helped me out when I needed a little help mov...

Really helped me out when I needed a little help moving, easy to apply for. Good deal better than most credit cards. Would definitely recommend. Helpful when you only need a little boost. Reviewed on: 15th April 2026

Amazing on line bank with benefits I’ve never receiv...

Amazing on line bank with benefits I’ve never received with high street banks. Highly recommend. Reviewed on: 15th April 2026

Excellent service

Excellent service and good response Reviewed on: 15th April 2026

Great service happy with my card

Great service happy with my card Reviewed on: 15th April 2026

Comparedto my other cards Zopa are 100% more custome...

Comparedto my other cards Zopa are 100% more customer service, advise on various services with in the app and very user friendly Reviewed on: 15th April 2026

Always there to help in good and bad times

Always there to help in good and bad times Reviewed on: 15th April 2026

Excellent from start to receiving my card and spendi...

Excellent from start to receiving my card and spending and adding to Apple Pay 5stars Reviewed on: 15th April 2026

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