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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Excellent customer service really do tailor to your...

Excellent customer service really do tailor to your needs in regard to products never any attempt to hard sell great rates and overall best provider Reviewed on: 15th April 2026

Ive had a great experience and dealt with great cust...

Ive had a great experience and dealt with great customer service Reviewed on: 15th April 2026

Easy to use the app .

Easy to use the app .App is helpful Reviewed on: 15th April 2026

Zopa the Great!.

So easy to use. Repayments are easily made with straightforward online banking. I have never expeirienced a refusal to accept my Zopa card. Reviewed on: 15th April 2026

Excellent because the attention good people

Excellent because the attention good people Reviewed on: 15th April 2026

Excellent

Never had a problem, app easy to use and to control my money and building up my credit Reviewed on: 15th April 2026

Very good credit card comes in handy when needed, se...

Very good credit card comes in handy when needed, service very good Reviewed on: 15th April 2026

Excellent customer service first time having a credi...

Excellent customer service first time having a credit card and was such easy to use always helping when I need them top sta quality I would rate them to all my family and friends Reviewed on: 15th April 2026

It a great credit card very helpfull with customer

It a great credit card very helpfull with customer Reviewed on: 15th April 2026

There when needed

Great service and friendly staff Reviewed on: 15th April 2026

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