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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Zopa the Great!.

So easy to use. Repayments are easily made with straightforward online banking. I have never expeirienced a refusal to accept my Zopa card. Reviewed on: 15th April 2026

Excellent because the attention good people

Excellent because the attention good people Reviewed on: 15th April 2026

Excellent

Never had a problem, app easy to use and to control my money and building up my credit Reviewed on: 15th April 2026

Very good credit card comes in handy when needed, se...

Very good credit card comes in handy when needed, service very good Reviewed on: 15th April 2026

Excellent customer service first time having a credi...

Excellent customer service first time having a credit card and was such easy to use always helping when I need them top sta quality I would rate them to all my family and friends Reviewed on: 15th April 2026

It a great credit card very helpfull with customer

It a great credit card very helpfull with customer Reviewed on: 15th April 2026

There when needed

Great service and friendly staff Reviewed on: 15th April 2026

I’m new to Zopa but easy set up so easy to keep trac...

I’m new to Zopa but easy set up so easy to keep track on spending Reviewed on: 15th April 2026

Amazing.

Amazing. App very easy to use never had any issues Reviewed on: 15th April 2026

Great service and my starting balance was great

Great service and my starting balance was great Reviewed on: 15th April 2026

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