Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

I’m new to Zopa but easy set up so easy to keep trac...

I’m new to Zopa but easy set up so easy to keep track on spending Reviewed on: 15th April 2026

Amazing.

Amazing. App very easy to use never had any issues Reviewed on: 15th April 2026

Great service and my starting balance was great

Great service and my starting balance was great Reviewed on: 15th April 2026

Fantastic credit building credit card

Fantastic credit building credit card Reviewed on: 15th April 2026

I have zoppa card as a safety net

I have zoppa card as a safety net Reviewed on: 15th April 2026

Just all round fantastic service

Just all round fantastic service Reviewed on: 15th April 2026

Great customer service, very friendly

Great customer service, very friendly Reviewed on: 15th April 2026

You have patience and I don’t get flustered

Customer service amazing. I get a bit confused with my phone and you talk me through it Reviewed on: 15th April 2026

I love Zopa, it's part of our lives.

I love Zopa, it's part of our lives. Reviewed on: 15th April 2026

Easy to use app, quick response when I’ve had issues...

Easy to use app, quick response when I’ve had issues with account Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Allied Irish Bank - AIB 4.11 from 6 reviews
Aqua credit cards
from NewDay 4.72 from 3310 reviews
Black Diamond Visa
from Vanquis 4.24 from 10 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69083 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub