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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

The times I’ve needed them they have delt with my qu...

The times I’ve needed them they have delt with my queries effectively and efficiently Reviewed on: 15th April 2026

Easy to apply fast set up no hidden costs

Easy to apply fast set up no hidden costs Reviewed on: 15th April 2026

Zopa was there when my credit history wasn't the best.

Zopa was there when my credit history wasn't the best...they helped me understand the value of good a good credit score. Lending responsibly. Reviewed on: 15th April 2026

Easy to apply, easy to use and a great app.

Easy to apply, easy to use and a great app. Reviewed on: 15th April 2026

Zopa is very good ,I have been with my card for Zopa...

Zopa is very good ,I have been with my card for Zopa for a month and paid my first installment interest are very low app easy to use. Thank you Zopa Reviewed on: 15th April 2026

Per experience and excellent customer service experi...

Per experience and excellent customer service experience Reviewed on: 15th April 2026

A pleasure to have the zopa card

Easy to draw cash and pay by card plus when you owe money on the card easy access on the on line app to pay it back .I can not ask anymore of a card. Reviewed on: 15th April 2026

A Credit Card That Actually Makes Life Easier

Using the Zopa credit card has been a great experience. The app is simple and easy to use, helping me manage my spending and payments effortlessly. I really like the transparency, with no hidden fees and clear updates. It’s also helped me improve my credit score. Overall, a reliable and stress-free card I’d recommend to anyone. Reviewed on: 15th April 2026

So far so good I’ve had a good experience and everyt...

So far so good I’ve had a good experience and everything was done on time and questions were answered swiftly Reviewed on: 15th April 2026

Disappointed with new slow payment system and card d...

Disappointed with new slow payment system and card details not stored Reviewed on: 15th April 2026

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