Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 21st Jun 2025
28% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service with my credit card,I never had a... Fantastic service with my credit card,I never had a problem that was not to much trouble to be sorted specially when I got scammed they cancelled the ... Read more Reviewed on: 21st June 2025
Alan R's avatar
Alan R

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (40270)

Great customer service

5
Great customer service and the mobile app for the credit card is so easy to use and understand. It helps me grow my credit score Reviewed on: 26th April 2025

Zopa’s credit card has great features

5
Zopa’s credit card has great features Reviewed on: 26th April 2025

Haven't had anything I could fault with Zopa plenty...

5
Haven't had anything I could fault with Zopa plenty of updates via eemail. The app is extremely easy to navigate Reviewed on: 26th April 2025

Excellent service and presentation of products.

5
Excellent service and presentation of products. Reviewed on: 26th April 2025

Very good

5
Excellent service all round highly recommended Reviewed on: 26th April 2025

Great service very quick and efficient

5
Great service very quick and efficient Reviewed on: 26th April 2025

Very helpful and professional staff.

5
Very helpful and professional staff. Reviewed on: 26th April 2025

I believe that the best is all I need.

5
I believe that the best is all I need. Reviewed on: 26th April 2025

ZOPA is an excellent card and service received is ou...

5
ZOPA is an excellent card and service received is outstanding Reviewed on: 26th April 2025

Rebuilding credit rating, excellent card.

5
Rebuilding credit rating, excellent card. Manageable Reviewed on: 26th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1261 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65247 reviews
    Zopa
    View all products