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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 31st May 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good satisfaction easy to get Very good satisfaction easy to get Reviewed on: 31st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Good company

I've never had a problem with zopa Reviewed on: 15th April 2026

Amazing customer service

When I have needed custoner services they are amazing, THey provoded thorough service and solved my problem Reviewed on: 15th April 2026

Good so far but after being hacked not so good

Good so far but after being hacked not so good Reviewed on: 15th April 2026

Excellent service, I would recommend

Excellent service, I would recommend Reviewed on: 15th April 2026

Great service no issues very good

Great service no issues very good Reviewed on: 15th April 2026

Good to start building my credit limit

Good to start building my credit limit Reviewed on: 15th April 2026

Happy with the service I’ve had no issues all positive.

Happy with the service I’ve had no issues all positive. Reviewed on: 15th April 2026

Amazing And now has a bank Love the credit card...

Amazing And now has a bank Love the credit card too Reviewed on: 15th April 2026

At moment not using as paying off other cards bu whe...

At moment not using as paying off other cards bu when used was very goo Reviewed on: 15th April 2026

Dealt with fraud case quickly and efficiently

Dealt with fraud case quickly and efficiently Reviewed on: 15th April 2026

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