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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

They are very pleased to help you with any issues...

They are very pleased to help you with any issues Reviewed on: 15th January 2026

Excellent banking, app is super user friendly and cu...

Excellent banking, app is super user friendly and customer service is also great Reviewed on: 15th January 2026

4.5 star

my best credit card and ,my zopa card (nick name) rabbit Reviewed on: 15th January 2026

Excellent, App is great Happy with it

Excellent, App is great. Happy with it Reviewed on: 15th January 2026

Easy peasy very simple to use good to under stand ma...

Easy peasy very simple to use good to under stand makes a change yep l Reviewed on: 15th January 2026

Quick and Easy..

Everything has been super easy and all at my fingertips. Reviewed on: 15th January 2026

Amazing Service.

Amazing Service.Easy to Access Highly Recommended to other people like my Friends and Family Reviewed on: 15th January 2026

I am new to Zopa it is very good offers me good cred...

I am new to Zopa it is very good offers me good credit and rate for me Reviewed on: 15th January 2026

Excellent

Its providing very good services to the customers i always recommend to my friends and family to register themselves with zopa Reviewed on: 15th January 2026

Great card

I have not had a problem I find the app very easy to use. I also like the fact that when you make a payment it shows up immediately Reviewed on: 15th January 2026

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