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Zopa: Credit Card reviews

4.93
Based on 36,715 reviews, last reviewed 26th Mar 2025
408900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything is great Everything is great. Easy to set up Reviewed on: 26th March 2025
Tracey W's avatar
Tracey W

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025
Mark B's avatar
Mark B

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36715)

Review of the Zopa, Credit Card:

Interest increases

3
I have had 5 interest rate increases in the past 12 months, 2 increases were 1 month apart. I have never been offered a credit limit increase and have had the card for 2 years +, leading me to take a new card from another provider who instantly gave me a credit limit 6 times larger than zopa, and also gave me a far lower interest rate. Reviewed on: 21st February 2023

Over all Zopa is pretty good.

4
Over all Zopa is pretty good. But it would be good and helpful if you could transfer funds if needed to other accounts like your bank current account for example. Your fee for withdrawing cash os a little steap Reviewed on: 1st March 2025

Excellent

5
So easy to use. No fusd, no hassle. Reviewed on: 1st March 2025

Happy customer

5
Everything good and ferfect .I like your services and it was very secure. Reviewed on: 1st March 2025

First class experience- great customer service

5
First class experience- great customer service Reviewed on: 1st March 2025

Great customer service, excellent service

5
Great customer service, excellent service Reviewed on: 28th February 2025

I have no problem with zopa they are good the app is...

4
I have no problem with zopa they are good the app is easy to use and they are quick to respond to your payment when you make one Reviewed on: 28th February 2025

I’m a happy shopper!

5
Very happy with my credit card, if any problems they are sorted quickly snd with ease. Reviewed on: 28th February 2025

Really Helped me out when I needed most

5
Really Helped me out when I needed most Reviewed on: 28th February 2025

Good credit card .

5
Good credit card . And am happy to recommend to my friends. Reviewed on: 28th February 2025

Took a while to get back to me but very helpful when...

5
Took a while to get back to me but very helpful when they did Reviewed on: 28th February 2025

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