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Zopa: Credit Card reviews

4.93
Based on 36,966 reviews, last reviewed 31st Mar 2025
432800% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and easy credit card to use highly recommend. Very good and easy credit card to use highly recommend. Reviewed on: 31st March 2025
Dawid's avatar
Dawid

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025
Mark B's avatar
Mark B

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36966)

Review of the Zopa, Credit Card:

Interest increases

3
I have had 5 interest rate increases in the past 12 months, 2 increases were 1 month apart. I have never been offered a credit limit increase and have had the card for 2 years +, leading me to take a new card from another provider who instantly gave me a credit limit 6 times larger than zopa, and also gave me a far lower interest rate. Reviewed on: 21st February 2023

Really really happy with the service from Zopa, very...

5
Really really happy with the service from Zopa, very easy to deal with and staff are always happy and friendly on the phone. Reviewed on: 15th March 2025

I find my zopa credit card good value.

5
I find my zopa credit card good value. Reviewed on: 15th March 2025

Great service for poor credit customers who can’t ge...

5
Great service for poor credit customers who can’t get credit easily Reviewed on: 15th March 2025

A company to lend a helping hand

5
Zopa have helped me out in more ways than I can express I can honestly say they are a firm to trust Reviewed on: 14th March 2025

Zopa are quick and efficient I have found them easy...

5
Zopa are quick and efficient I have found them easy to use Reviewed on: 13th March 2025

Trustworthy and helpful.

5
Trustworthy and helpful. The process of applying for a credit card was straightforward. I am confident that Zopa will continue to provide me with excellent service whichever product I may use in the future. Reviewed on: 13th March 2025

Zopa the best credit card .

5
Excellent App. Excellent service. Would recommend. Zopa to all my friends and family.The best card . Reviewed on: 13th March 2025

Very professional service .

5
Very professional service . Easy to navigate website. Quick but excellent customer service Reviewed on: 13th March 2025

Excellent customer service.

5
Excellent customer service. Always happy to help Reviewed on: 11th March 2025

It has been a hassle free experience so far

4
It has been a hassle free experience so far Reviewed on: 11th March 2025

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