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Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (36967 reviews)

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4.93

Based on 36,966 reviews, last reviewed 31st Mar 2025

432800% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very good and easy credit card to use highly recommend. Very good and easy credit card to use highly recommend. Reviewed on: 31st March 2025

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36967)

Review of the Zopa, Credit Card:

Interest increases

I have had 5 interest rate increases in the past 12 months, 2 increases were 1 month apart. I have never been offered a credit limit increase and have had the card for 2 years +, leading me to take a new card from another provider who instantly gave me a credit limit 6 times larger than zopa, and also gave me a far lower interest rate. Reviewed on: 21st February 2023

It has been a hassle free experience so far

It has been a hassle free experience so far Reviewed on: 11th March 2025

I have used zopa on several occasions and always fin...

I have used zopa on several occasions and always find them fair and helpful Reviewed on: 11th March 2025

Easy to apply and good customer service

Easy to apply and good customer service Reviewed on: 10th March 2025

Easy to use and very reliable

Easy to use and very reliable.very flexible with crexit limit.would recommend tomy friends Reviewed on: 10th March 2025

Amazing service

Just a brilliant service! Very responsible and dependable Reviewed on: 10th March 2025

Excellent app service very good more than credit car...

Excellent app service very good more than credit cards offered Reviewed on: 10th March 2025

Very satisfied

Easy to apply and got immediate response, very satisfied with their service Reviewed on: 10th March 2025

A must credit card for easy life

Easy to use. User friendly. Cash withdrawal £3. On line purchase very convenient. Great to have it. Reviewed on: 9th March 2025

Totally brilliant service .

Totally brilliant service . Zopa customer service is excellent and find them to be a responsible lender Reviewed on: 9th March 2025

Expanding and coherent service

Zopa is an expanding coherent business, which I have found useful and supportive in managing my finances. Reviewed on: 9th March 2025

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