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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

This credit card is easy to use and helpful for dail...

This credit card is easy to use and helpful for daily expenses. It offers reward points, secure transactions, and convenient payment options. Overall, it is a good choice for regular use if payments are made on time. Reviewed on: 15th January 2026

First time I use credit card,zopa is much better tha...

First time I use credit card,zopa is much better than others in every aspect of services Reviewed on: 15th January 2026

Fast and easy to navigate the app is very useful...

Fast and easy to navigate the app is very useful Reviewed on: 15th January 2026

Reliable,great rates and easy to use.

Reliable,great rates and easy to use.No one does it better,Zopa! Reviewed on: 15th January 2026

Friendly staffs .

Friendly staffs . very good at their jobs. Excellent service on the Phone. Reviewed on: 15th January 2026

Never had any issues, all very transparent

Never had any issues, all very transparent Reviewed on: 15th January 2026

Best card

Easy to use app and also better to use abroad on holidays Reviewed on: 15th January 2026

So easy to use great customer service

So easy to use great customer service Reviewed on: 15th January 2026

Best credit card.

Every thing is fab, nothing bad. Reviewed on: 15th January 2026

always good staff very helpfull dont need to phone c...

always good staff very helpfull dont need to phone can sort on line Reviewed on: 15th January 2026

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