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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Easy to navigate and also low interest rates.

Easy to navigate and also low interest rates.they always communicate any changes Reviewed on: 15th January 2026

A good credit card and good customer service

A good credit card and good customer service Reviewed on: 15th January 2026

I would recommend Zopa to people who want to build u...

I would recommend Zopa to people who want to build up their credit score and have better insight of the spending. Reviewed on: 15th January 2026

been a great service ty for the help

been a great service ty for the help Reviewed on: 15th January 2026

Zopa credit card really helped me out at Christmas,...

Zopa credit card really helped me out at Christmas, really saved my christmas when I was short on cash Reviewed on: 15th January 2026

Great card

Great easy to use and great customer service Reviewed on: 15th January 2026

This service has for meu very helpful,I recommend th...

This service has for meu very helpful,I recommend this is fantastic credit card Reviewed on: 15th January 2026

Always been helpful and understanding and reliable.

Always been helpful and understanding and reliable. Would recommend them and pleased I picked them . Reviewed on: 15th January 2026

Sterling service

Zopa has always dealt with any queries promptly and satisfactory. Also their anti fraud regime is excellent. Very happy. Thank you Zopa Reviewed on: 15th January 2026

Easy to apply.

Easy to apply.Kept informed all the way through the process.Easy to use app once your card arrives. Reviewed on: 15th January 2026

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